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Call Center Representative, Spanish Bilingual Preferred
A+ Federal Credit Union. Answer all incoming calls within the established ring time goal .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates strong communication skills and problem-solving abilities while providing exceptional member service in a financial institution. Proficient in handling account inquiries, processing transactions, and maintaining knowledge of credit union products and services.
Highest-signal resume keywords
Financial Institution ExperienceExcellent Verbal And Written Communication SkillsResearch And Problem-Solving SkillsBilingual SpanishBasic Math/Accounting Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Account OpeningTransaction ProcessingLoan InquiriesPayment ProcessingFraud DetectionWire Transfer RequestsDocuSignStop PaymentsFunds AvailabilityDebit Card Management
Soft Skills
Team CollaborationAdaptabilityMultitaskingOrganizational SkillsProfessionalism
Tools & Technologies
Phone SystemComputer SoftwareOnline Account Opening SystemInternal Software
Certifications & Qualifications
High School DiplomaGED Equivalent
Industry Keywords
Credit UnionMember ServiceSales ReferralQuality AssuranceCommunity Engagement
About the role
Key responsibilities & impact- Answer all incoming calls within the established ring time goal
- Verify member identification using Security PINs or approved security questions
- Identify potential loss or fraud, including phone, check, and debit card scams
- Assist members with loan inquiries, payoff requests, rate information, payments, automatic transfers, and payment history
- Educate and advise members about accounts, rates, products, services, and error resolution
- Promote and maintain quality internal service with departments and branches
- Maintain knowledge of credit union products and services
- Inform members about promotions and new or updated products and services
- Open various account types using the online account opening system
- Answer questions about cleared items, direct deposits, and account transactions
- Process stop payments according to procedures
- Explain debit card holds and pending transaction requirements
- Troubleshoot online account issues and reset or unlock logins
- Prepare and submit wire transfer requests
- Send documents securely through DocuSign
- Review and create copies of cleared items using internal software
- Handle Member Rewards program adjustments
- Process funds availability and check holds within approved limits
- Handle debit card ordering, blocking, and travel notifications
- Make fee reversal decisions within approved limits
- Meet established sales referral and quality assurance goals
- Complete required Level I assignments and department projects
- Conduct monthly individual dialogs with the manager
- Participate in credit union-sponsored activities and community/education events
Requirements
What you’ll need- High school diploma or GED equivalent
- Minimum of six months financial institution experience or equivalent call center experience preferred
- Skilled use of phone system, computer, and all related software
- Basic math/accounting skills
- Excellent verbal and written communication skills
- Research and problem-solving skills, including dealing with potential conflict
- Ability to work independently and as part of a team
- Flexibility to adapt to change
- Bilingual Spanish preferred
- Able to work flexible hours including Saturdays
- Ability to work at least 40 hours a week
- Ability to communicate heavily through telephone, e-mail, and in-person communications
- Ability to multitask, organize, plan, and make decisions
- Pleasant and professional approach when working with the public
Benefits
Comp & perks- Incentives of up to $400 per month
- Potential $2,400 annual incentive bonus
- Potential 4% annual company bonus
- Work from home eligibility after six months with Meets Standard Performance & Manager Approval
- Call Volume Premium of $1.00 per hour
- Opportunities for training and continued learning/development
- Opportunities for career advancement within the credit union
- Participation in credit union-sponsored activities and community/education events