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Airbnb

Staff Software Engineer, Payments – AirCover Insurance Platform

Airbnb

. Lead the design and evolution of core subsystems managing policies, coverage, enrollment, regional rules and experimentation capabilities for the AirCover Insurance Platform .

Posted 10/6/2026full-timeRemote • United StatesLead💰 $212,000 - $265,000 per yearWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in backend systems and service-oriented architectures, with a strong focus on designing multi-region platforms and implementing experimentation frameworks. Proven ability to lead technical teams, mentor engineers, and collaborate effectively with cross-functional partners.

Highest-signal resume keywords
Backend Systems ExpertiseJava, Kotlin, Python, Go ProficiencyMulti-Region Platform DesignA/B Testing ExperienceTechnical Leadership

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Software DevelopmentService-Oriented ArchitectureHigh-Performance Systems DesignRelational DatabasesSQLData AnalysisExperimentation FrameworksMonitoring and LoggingTechnical DocumentationArchitectural Trade-Offs
Soft Skills
Excellent Communication SkillsMentoringCollaboration
Certifications & Qualifications
Bachelor's Degree
Industry Keywords
InsuranceFintechPaymentsRegulated Domains

Tech Stack

Tools & technologies
JavaKotlinPythonSQLGo

About the role

Key responsibilities & impact
  • Lead the design and evolution of core subsystems managing policies, coverage, enrollment, regional rules and experimentation capabilities for the AirCover Insurance Platform
  • Design future-state architecture to expand AirCover to new regions and products
  • Lead the design of an experimentation framework for insurance offers, pricing and placement
  • Lead engineers across teams in building solutions and own significant technical scope
  • Partner with product managers, designers, data scientists and legal partners to shape requirements and engineering direction
  • Raise technical quality through design, code review and production operations
  • Mentor engineers and drive collaboration across multiple teams
  • Apply emerging technology, including LLMs, to improve automation and Host and guest experiences
  • Write and review designs and code for high-availability distributed backend services
  • Make architectural trade-offs and scale services in a regulated, multi-region environment
  • Analyze data to identify conversion and coverage gaps and turn insights into product and platform changes
  • Present technical and product deep dives to stakeholders and leadership

Requirements

What you’ll need
  • 9+ years of relevant software development experience in a fast-paced tech environment, or 7+ years with an advanced degree
  • Expertise in backend systems in large-scale, service-oriented architectures
  • Real-world experience in at least one of Java, Kotlin, Python, Go or similar
  • Experience designing multi-region or multi-tenant platforms with configurable, rules-driven behavior
  • Experience with A/B testing and experimentation systems
  • Experience using data to improve conversion or attach rates
  • Proficiency designing and operating high-performance systems with reliable monitoring and logging
  • Working knowledge of relational databases and SQL
  • Experience in insurance, payments, fintech or other regulated domains is a plus
  • Hands-on technical leadership across multiple teams
  • Excellent communication skills for technical and non-technical audiences
  • Bachelor's degree or equivalent practical experience

Benefits

Comp & perks
  • Bonus eligibility
  • Equity eligibility
  • Benefits
  • Employee Travel Credits
  • Reasonable accommodations throughout the recruitment process for applicants with disabilities