Loan Quality Monitoring Analyst

American AgCredit

. Perform risk-based reviews of loan origination, servicing, documentation, and related operational work .

Posted 11/12/2026full-timeRemote • United StatesMid-LevelSenior💰 $83,889 - $142,612 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in loan quality monitoring, risk assessment, and compliance with lending processes and documentation standards. Proficient in analyzing loan files and communicating findings effectively to stakeholders.

Highest-signal resume keywords

Loan Quality MonitoringRisk AssessmentLending ProcessesRoot-Cause AnalysisDocumentation Standards

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan DocumentationQuality AssuranceData AnalysisEvidence EvaluationException ClassificationOperational ControlsRegulatory RequirementsCredit Approval RequirementsComplex Review CompletionIndependent Work

Soft Skills

Constructive CommunicationJudgment ApplicationTheme IdentificationEscalation RecognitionConfidentiality Protection

Tools & Technologies

Loan SystemsDocument RepositoriesWorkflow ToolsSpreadsheetsReporting Tools

Industry Keywords

Banking IndustryFinancial IndustryLending PoliciesComplianceAudit

About the role

Key responsibilities & impact

Perform risk-based reviews of loan origination, servicing, documentation, and related operational work
Evaluate loan activities for accuracy, completeness, timeliness, consistency, required documentation, and approvals
Independently complete complex reviews
Document evidence and conclusions
Identify exceptions and trends
Communicate results to the Loan Quality Monitoring Leader and business partners
Execute loan quality monitoring reviews according to approved plans, methodologies, sampling criteria, documentation standards, and quality expectations
Review loan files, system records, approvals, documentation, calculations, servicing activity, and other evidence for conformance with applicable requirements
Document review procedures, evidence, exceptions, impact, and conclusions completely, accurately, and traceably
Classify and communicate quality exceptions; escalate material, recurring, or ambiguous matters
Analyze results to identify error patterns, process breakdowns, training needs, control weaknesses, and broader impact
Partner with lending, credit, and operations teams to understand processes, validate facts, and support corrective action
Support root-cause analysis, issue tracking, remediation validation, and follow-up monitoring
Maintain review status, workpapers, reporting inputs, and evidence for management, audit, and regulatory review

Requirements

What you’ll need

Bachelor’s degree in business, finance, accounting, agriculture, risk management, or a related field, or an equivalent combination of education and relevant experience
5 years of relevant experience in lending, credit, loan operations, quality assurance, risk, compliance, audit, or a related discipline required
Preferably experience in banking/financial industry
No certification required
Travel required up to 10%
In-depth knowledge of lending processes, loan documentation, credit and approval requirements, booking, servicing, and related operational controls
Knowledge of applicable lending policies, procedures, delegated authorities, regulatory requirements, and documentation standards
Knowledge of quality monitoring, sampling, evidence evaluation, exception classification, root-cause analysis, and issue follow-up
Knowledge of loan systems, document repositories, workflow tools, and data supporting lending and servicing activity
Ability to analyze complex loan files and process evidence
Ability to work independently, manage multiple reviews, and complete assignments with minimal guidance
Ability to apply consistent judgment and recognize matters requiring escalation or specialist input
Accurate documentation and constructive communication of exceptions
Ability to identify themes and root causes using review results, operational information, and data analysis
Effective use of spreadsheets, reporting tools, loan systems, workflow systems, and document repositories
Ability to protect confidential customer and Association information and maintain an objective review approach
Eligibility to work in the United States; visa sponsorship or transfer unavailable

Benefits

Comp & perks

Commitment to agriculture and the communities we serve
Family friendly work environment
Investment in employee development
Medical, Dental and Vision coverage
Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
Competitive Incentive Compensation Plan
Disability & Life Insurance
Employee mental, physical, and financial wellness programs
Bonus eligibility based on association and personal performance
Remote work; employees may come to an office to work if needed
Team meeting travel