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Ameriprise Financial Services, LLC

Advanced Disability Claims Analyst

Ameriprise Financial Services, LLC

. Adjudicate disability and accelerated benefit insurance claims .

Posted 10/21/2026full-timeUnited StatesMid-LevelSenior💰 $71,300 - $98,100 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in adjudicating disability insurance claims, including complex claims analysis and compliance with regulatory requirements. Strong analytical and communication skills are essential for effective collaboration and mentoring within teams.

Highest-signal resume keywords
Disability Insurance Claims ExperienceComplex Claims AnalysisRegulatory ComplianceMedical Terminology UnderstandingProcess Improvement Initiatives

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Claims AdjudicationEligibility DeterminationBenefits AssessmentFinancial Claim AssessmentInvestigative Information EvaluationPolicy Provisions KnowledgeInsurance Regulations KnowledgeMedical Management PracticesCritical ThinkingProblem-Solving
Soft Skills
CoachingCommunication SkillsCollaborationInfluencing StakeholdersMentoring
Industry Keywords
Disability InsuranceClaims Handling PracticesOperational ExcellenceLitigation ManagementClient Relationship Management

About the role

Key responsibilities & impact
  • Adjudicate disability and accelerated benefit insurance claims
  • Determine eligibility, benefits, duration, and payment amounts while serving as the primary claim contact
  • Request, evaluate, and interpret medical, financial, occupational, and investigative information
  • Coordinate investigations, litigation management activities, and referrals to internal specialists and external vendors
  • Conduct secondary reviews and support complex claim resolution
  • Provide coaching and guidance to team members
  • Manage relationships with clients, advisors, attorneys, regulators, and business partners through proactive communication
  • Identify claim risks and ensure compliance with regulatory and legal requirements
  • Contribute to process improvement initiatives
  • Lead initiatives, mentor peers, and contribute to operational excellence

Requirements

What you’ll need
  • 5-7 years of long-term disability insurance claims experience, including complex claims analysis and adjudication
  • Strong knowledge of disability insurance contracts, policy provisions, insurance regulations, and claim handling practices
  • Bachelor's degree or equivalent combination of education and relevant experience
  • Understanding of medical terminology, medical management practices, and financial claim assessment
  • Strong analytical, critical thinking, investigative, and problem-solving skills
  • Excellent written, verbal, and presentation communication skills
  • Ability to collaborate across teams, influence stakeholders, and mentor peers
  • Experience leading process optimization, continuous improvement, or project initiatives preferred
  • Valid U.S. work authorization that does not now or in the future require visa sponsorship

Benefits

Comp & perks
  • Variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role
  • Vacation time
  • Sick time
  • 401(k)
  • Health insurance
  • Dental insurance
  • Life insurance
  • Flexible work from home one (1) day per week