VP, Chief Credit Officer

Ameriprise Financial Services, LLC

. Provide strategic leadership for credit risk management and lending governance across Ameriprise Bank .

Posted 9/17/2026full-timeCharlotte • North Carolina • United StatesLead💰 $210,500 - $289,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive expertise in credit risk management, underwriting, and portfolio oversight, with a strong focus on secured real estate lending. Proven ability to lead strategic initiatives, ensure regulatory compliance, and drive sustainable growth within financial services.

Highest-signal resume keywords

Credit Risk ManagementUnderwriting GovernancePortfolio ManagementRegulatory ComplianceAnalytical Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit Policy DevelopmentFinancial AssessmentCredit StructuringPortfolio AnalyticsLending ProductsLoss MitigationGAAP Knowledge

Soft Skills

Communication SkillsPresentation SkillsRelationship BuildingCollaboration

Industry Keywords

BankingFinancial ServicesConsumer LendingReal Estate LendingRisk Management

About the role

Key responsibilities & impact

Provide strategic leadership for credit risk management and lending governance across Ameriprise Bank
Shape credit policy, underwriting standards, portfolio oversight, and regulatory engagement
Lead bank credit strategy, policy development, and underwriting governance for consumer, real estate, secured, and unsecured lending products
Chair the Credit Risk Committee and provide leadership across risk and governance committees
Review and approve complex credit transactions and oversee credit approval processes
Monitor portfolio performance, concentration risk, loan quality, and loss mitigation activities
Present credit risk insights and recommendations to executive leadership, regulators, and the Board of Directors
Partner with compliance teams to ensure adherence to regulatory requirements and company policies
Leverage portfolio analytics and business intelligence to strengthen risk performance and decision making
Manage budgets, resources, and continuous improvement initiatives within areas of responsibility
Partner with senior leaders to drive sustainable growth

Requirements

What you’ll need

10+ years of banking or financial services experience, including senior leadership experience in credit risk, lending, or controls functions
Demonstrated expertise in credit risk management, underwriting, portfolio management, and lending products, particularly secured real estate lending
Bachelor's degree in Business, Finance, Economics, Accounting, or a related field
Strong analytical, credit structuring, and financial assessment skills
Knowledge of Generally Accepted Accounting Principles (GAAP)
Excellent communication, presentation, influencing, and relationship-building capabilities
Ability to collaborate effectively across organizational levels and lead through complex business challenges
Valid U.S. work authorization that does not now or in the future require visa sponsorship for employment in the United States

Benefits

Comp & perks

Bonus, commissions, and/or long-term incentives depending on the role
Vacation time
Sick time
401(k)
Health insurance
Dental insurance
Life insurance
Flexibility to work from home one (1) day per week
Inclusive and accessible recruitment process
Reasonable accommodation support for individuals with disabilities