Credit & Collections Analyst

Arclin

. Assess and quantify customer credit risk and credit limits for the EMEA region .

Posted 11/2/2026full-timeRemote • Spain, United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit risk assessment and collections management, utilizing financial analysis and data analytics to optimize cash flow and improve decision-making. Proficient in collaborating with cross-functional teams to resolve payment issues while maintaining compliance with local laws.

Highest-signal resume keywords

Credit Risk AssessmentCollections ManagementFinancial AnalysisSAP S/4HANAData Analytics

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit ManagementAccounts Receivable ManagementFinancial AnalysisExcelPower BICash Flow ManagementCredit Risk ManagementAging AnalysisCollections StrategiesCompliance Frameworks

Soft Skills

Excellent CommunicationCollaborationInfluencing StakeholdersProcess-Oriented MindsetProblem-Solving

Tools & Technologies

SAPBlackLineHighRadiusCustomer PortalsDashboards

Industry Keywords

EMEA RegionCash Flow OptimizationCredit LimitsPayment TermsRisk ExposuresA/R ReportingDSOBad DebtCredit Exposure MetricsPublic Company Experience

About the role

Key responsibilities & impact

Assess and quantify customer credit risk and credit limits for the EMEA region
Maximize cash flow through proactive collections management
Establish and enforce standardized credit risk assessment methodologies using financial analysis, external credit data, and behavioral payment analytics
Approve and monitor customer credit limits, payment terms, and risk exposures with support from the Global Credit Manager
Release orders on hold due to exceeding credit limits or past-due balances within parameters
Partner with Sales and Commercial teams to evaluate customers and resolve payment issues
Monitor and prioritize accounts and perform collection activities through email, phone calls, or customer portals
Analyze aging and customer risk to prioritize collections, resolve overdue balances, and improve DSO
Execute escalation processes including collections prioritization, dispute resolution, and order blocking
Assist with A/R reporting, including DSO, aging, bad debt, and credit exposure metrics
Use data analytics to identify trends, optimize customer segmentation, and improve decision-making
Maintain compliance with local laws

Requirements

What you’ll need

Bachelor’s degree in Finance, Accounting, or related field
2+ years of experience in credit, collections, or A/R management
English fluency required
Experience operating in a public company preferred
Preferred hands-on experience with SAP or SAP S/4HANA credit or collections modules
Knowledge of credit management/cash application platforms (e.g., BlackLine, HighRadius, or similar) preferred
Strong analytical capabilities, including financial analysis and use of Excel, Power BI tools, and dashboards
Basic understanding of global credit risk management, accounts receivable lifecycle and collections strategies, internal audit, compliance frameworks, working capital optimization, and cash flow management
Ability to collaborate with and influence cross-functional stakeholders while balancing commercial objectives with risk discipline
Process-oriented mindset focused on standardization and control
Excellent communication and reporting skills