Government Guaranteed Loan Processor – Closer II

Arizona Financial Credit Union

. Coordinate with members, lenders, sales agents, and escrow companies throughout the loan origination process .

Posted 11/6/2026full-timePhoenix • Arizona • United StatesMid-LevelSenior💰 $31 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in SBA lending processes, compliance regulations, and loan documentation preparation, with a strong focus on attention to detail and effective communication. Capable of managing multiple assignments while ensuring timely and accurate loan processing and closing.

Highest-signal resume keywords

SBA Lending KnowledgeLoan Documentation PreparationCompliance RegulationsAttention To DetailCross-Functional Collaboration

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan ProcessingLoan ClosingDue Diligence AnalysisRisk AssessmentSBA 7(a) Loan ProgramsSBA 504 Loan ProgramsCredit Policy ApplicationData Integrity MaintenancePipeline ReportingAdverse Actions Processing

Soft Skills

Professional CommunicationProblem SolvingInterpersonal SkillsTime ManagementTeam Collaboration

Tools & Technologies

LaserProJHASageworksMicrosoft OfficeExcel

Industry Keywords

Credit UnionGovernment-Guaranteed LoansRegulatory ComplianceCIPBSAECOAOFACLoan Origination SystemTitle CommitmentsTax Transcripts

Tech Stack

Tools & technologies

Vault

About the role

Key responsibilities & impact

Coordinate with members, lenders, sales agents, and escrow companies throughout the loan origination process
Collaborate cross-functionally to ensure government-guaranteed loans are processed and closed accurately, efficiently, timely, and in accordance with Credit Union, SBA, USDA, and regulatory requirements
Analyze business loan structures and determine appropriate due diligence based on risk, policy, and regulatory guidelines
Review loan approvals to determine borrower, collateral, guarantor, loan structure, and due diligence requirements
Prepare SBA Master Needs Lists
Ensure good faith deposits are received and proof is uploaded to the loan origination system
Determine and obtain approvals for compliance requirements including CIP, BSA, ECOA, and OFAC
Communicate proactively with borrowers, sales, credit, external partners, and third-party vendors
Order and review title commitments, flood certifications, Certificates of Good Standing, UCC searches, site visits, tax/lien/judgment searches, Tax Transcripts, CAIVRS, and other required reports
Prepare loan closing documentation using the loan documentation system
Work with CDC to obtain Debenture funding on 504 Loans
Collaborate with Government Guaranteed Servicing to ensure loans are boarded accurately according to loan approval
Collaborate with Portfolio Managers on changes in terms for existing loans
Determine whether underwriting approval conditions have been satisfied and resolve discrepancies
Determine closing date expectations and advise sales and credit of obstacles
Clear liens and credit approval conditions before closing
Coordinate closings with attorneys, title companies, members, and loan officers
Prepare loan funding and disbursement packages, review settlement statements, and balance disbursements with escrow/title
Direct disbursement of loan proceeds and construction holdback funds
Submit loan files for pre-close review and resolve discrepancies
Review loan presentations for correct portfolio and regulatory reporting codes
Monitor and update the pipeline report to meet internal SLAs
Process Adverse Actions requests
Review executed loan documents and verify signatures, dates, data, and closing conditions before funding
Obtain SBA approvals via ETRAN
Collaborate with Loan Officers and/or Portfolio Managers to draft 327 Actions to the SBA
Organize electronic files, input ticklers, collect trailing post-close documents, and file items in the centralized documentation system
Enter data and maintain data integrity in the commercial loan origination system
Ensure loan packages are complete and sent to the vault
Apply credit policy, SBA SOP rules, regulations, and procedures to mitigate risk and protect the loan guaranty
Coach internal business partners on government-guaranteed lending processes
Assist with member inquiries and ensure timely resolution
Assist and collaborate with the credit officer during OCRM oversight audits
Perform other duties as assigned

Requirements

What you’ll need

High school diploma or GED and five (5) years’ experience in Processing/Closing SBA loans, or three (3) years of experience in supporting a volume of 3-5 SBA loan closings per month
Proficient knowledge of SBA lending and SOP along with compliance and documentation regulations
Knowledge of LaserPro for loan documentation preparation
Professional written and verbal communication, problem solving, and advanced interpersonal skills
Ability to produce quality work within tight time frames while managing multiple assignments
Exceptional attention to detail
Ability to work on core processing systems (JHA) and department specific processing systems (Sageworks / Laser Pro)
Knowledge of Microsoft Office and Excel
Strong work ethic, ability to prioritize and adapt to changing deadlines, and desire to work as a team
Strong knowledge of conventional, SBA 7(a), and SBA 504 loan programs, policies and procedures
Required licenses, training, and certifications: None
Preferred: Bachelor’s degree or equivalent industry experience
Ability to occasionally lift 25 lbs. or less
Ability to sit and stand for extended periods of time
Ability to work on a computer for extended periods of time
Employees working from home must have business operational internet and a dedicated workspace

Benefits

Comp & perks

Hybrid work environment
Business operational internet for employees who work from home
Dedicated workspace for employees who work from home