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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Authorization and Clearing platforms, with a strong focus on compliance with card network rules and transaction processing flows. Proficient in Agile methodologies and capable of leading product discovery and functional requirement development.
Highest-signal resume keywords
Authorization And Clearing PlatformsTransaction Processing FlowsVisa Certification ProcessesScrum And KanbanJira And Confluence
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Functional Requirements DevelopmentUser StoriesTransaction AuthorizationChargeback AnalysisPerformance Indicator AnalysisPayment Arrangement ModelsRegulatory ComplianceRisk IdentificationTechnical Alternatives ProposalUser Journey Analysis
Soft Skills
CollaborationProblem-SolvingCommunicationLeadership
Tools & Technologies
JiraConfluenceTEFPOSPayment GatewaysAnti-Fraud Systems
Industry Keywords
PCI ComplianceBACENCIPsCard Network RulesTransaction Approval RatesFinancial SettlementIncoming And Outgoing Files
About the role
Key responsibilities & impact- Conduct product discovery to identify opportunities for evolution, improvements, and needs related to acquiring processes
- Develop and detail functional requirements and user stories, considering technical, operational, and regulatory aspects
- Support the functional and technical evolution of the Authorization and Clearing platform in collaboration with the relevant teams
- Analyze performance indicators, including transaction approval rates, availability, approved and declined transactions, and chargebacks
- Support the platform’s compliance with card network rules, PCI, BACEN, CIPs, and other applicable requirements
- Lead activities related to certifications for Visa, Mastercard, Elo, AMEX, and regional card networks
- Monitor the implementation of card network releases, mandates, and updates
- Monitor transactions in Bases I and II, including management of Outgoing and Incoming files
- Propose and specify enhancements to support different payment arrangement models, including Private Label
- Map and monitor dependencies and integrations with TEF, POS, payment gateways, anti-fraud systems, reconciliation, and financial settlement
- Participate in Agile ceremonies and technical alignment meetings required for service delivery
- Identify risks, impediments, and improvement opportunities, proposing technical and functional alternatives and solutions
- Analyze user and customer journeys, proposing improvements to the payment experience
Requirements
What you’ll need- Direct experience with Authorization and Clearing platforms
- Knowledge of debit, credit, prepaid, and voucher transaction processing, including open and closed payment arrangements
- Experience with transaction authorization, clearing, settlement, and processing flows
- Knowledge of Visa, Mastercard, Elo, and AMEX certification processes, mandates, and releases
- Familiarity with TEF, POS, payment gateways, anti-fraud systems, reconciliation, and financial settlement
- Experience with discovery, roadmapping, backlog prioritization, user stories, and acceptance criteria
- Proficiency in Scrum and Kanban
- Experience with Jira and Confluence
- Experience monitoring transactions and managing Incoming and Outgoing files
- Experience with mandates, releases, and regulatory adaptations required by card networks
Benefits
Comp & perks- Health insurance
- Dental insurance