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Credit Assessor
Athena Home Loans. Deliver an end-to-end service for consumers, from assessment of the original application to fulfilment stage .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in residential credit assessment, including PAYG and self-employed applications, while maintaining compliance with risk standards. Proven ability to manage application pipelines and deliver exceptional customer service in a fast-paced environment.
Highest-signal resume keywords
Residential Credit AssessmentDelegated Lending AuthorityComplex Loan AssessmentPipeline ManagementCustomer Communication
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Risk AssessmentApplication Decision MakingData Entry AccuracyFinancial Statement AnalysisLoan Structuring
Soft Skills
Attention to DetailSelf-MotivationTeam CollaborationEffective CommunicationProblem Solving
Industry Keywords
Residential Home LoansSelf-Employed ApplicationsCompliance StandardsFast-Paced EnvironmentStartup Culture
About the role
Key responsibilities & impact- Deliver an end-to-end service for consumers, from assessment of the original application to fulfilment stage
- Communicate with customers and brokers to workshop applications and provide application decision outcomes
- Assess consumer residential home loan applications within Athena's credit risk appetite
- Decide applications within delegated lending authority (DLA)
- Assess self-employed applications and applications to non-individual entities
- Manage a pipeline of applications from application through to unconditional approval
- Work with the Customer Services team to provide a seamless customer and broker journey
- Ensure all risk and compliance standards are maintained
- Support colleagues and contribute to team performance
- Act as a leader in the company and contribute to a positive startup culture
- Liaise with clients professionally and provide regular application progress updates
Requirements
What you’ll need- Minimum of 2 years residential credit assessment experience assessing PAYG and self-employed applications
- Currently hold a Delegated Lending Authority
- Experience assessing complex loans, e.g. bridging loans, commercial, trust and company loans
- Experience reading and understanding company and trust financials
- Confidence talking with customers and brokers to deliver decision outcomes
- Ability to work within policy and make recommendations for improvement
- Experience managing a pipeline of assessment applications
- Experience working in a fast-paced environment
- Driven and self-motivated to exceed targets and strive for excellence
- Ability to work autonomously
- Strong attention to detail and data entry skills with a high accuracy rate
- Ability to work effectively in a high-pressure environment
Benefits
Comp & perks- Inclusive, Flexible and casual working environment
- Hybrid working with HQ Anchor Days in award winning office space
- Wellbeing program to support your physical, mental, social and financial health
- Perks program with access to discounts to every day expenses
- Fantastic team culture with monthly events