Consumer Credit Officer

Axos Bank

. Analyze and perform risk assessments on potential loan applicants to determine creditworthiness .

Posted 10/1/2026full-timeUnited StatesJuniorMid-Level💰 $20 - $25 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit and risk analysis, with a strong focus on evaluating loan documents and ensuring compliance with consumer lending regulations. Proven ability to leverage technology for improving customer service and maintaining credit quality standards.

Highest-signal resume keywords

Credit AnalysisRisk AssessmentUnderwriting ExperienceIndirect Auto LendingConsumer Lending Regulations

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Write-UpsLoan Document EvaluationCredit Fraud DetectionBackground EvaluationCredit Decision Making

Soft Skills

Customer ServiceCommunication

Industry Keywords

Indirect Auto FinanceDealer Funding ProcessesCredit Quality Standards

About the role

Key responsibilities & impact

Analyze and perform risk assessments on potential loan applicants to determine creditworthiness
Prepare sound credit write-ups and ensure due diligence and background evaluations are complete before approvals
Monitor application underwriting, approval, and final review queues and provide timely credit decisions
Leverage technology and identify efficiencies to improve customer service and reduce costs
Maintain the Bank’s credit quality standards
Document results and assist with detecting credit fraud
Represent Axos Bank when speaking with customers and obtain and analyze personal and financial information
Evaluate loan documents for accuracy and completeness

Requirements

What you’ll need

High school diploma
2+ years prior underwriting or credit and risk analysis experience
Experience with indirect auto lending and working directly with dealership staff preferred
Knowledge of indirect auto finance, dealer funding processes, and consumer lending regulations preferred
Successfully pass a credit check, criminal background check, and pre-employment drug screening, including screening for marijuana
Required to sit for extended periods and operate standard office equipment

Benefits

Comp & perks

Eligible for an Annual Discretionary Cash Bonus Target: 10%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program
Free access to an Axos Bank Account with Self-Directed Trading