Consumer Lending Ops Specialist – Auto Funder

Axos Bank

. Review and fund consumer automobile loan applications that conform to credit decisioning, approved guidelines, and policy constraints .

Posted 10/2/2026full-timeUnited StatesJuniorMid-Level💰 $18 - $23 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in auto loan funding and consumer lending, with a strong focus on regulatory compliance, operational efficiency, and customer service. Proficient in loan documentation evaluation and financial reconciliations, while maintaining high performance in a fast-paced team environment.

Highest-signal resume keywords

Auto Loan Funding ExperienceKnowledge Of Auto LendingLoan Documentation EvaluationMicrosoft Office ProficiencyRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan Funding FundamentalsConsumer Lending ProductsJournal EntriesReconciliationsAttention To DetailMath Skills

Soft Skills

Organizational SkillsVerbal CommunicationWritten CommunicationNegotiation SkillsTeam Collaboration

Industry Keywords

Credit DecisioningDue DiligenceOperational EfficienciesKey Performance IndicatorsService Level Standards

About the role

Key responsibilities & impact

Review and fund consumer automobile loan applications that conform to credit decisioning, approved guidelines, and policy constraints
Prepare required write-ups and complete due diligence and background evaluation before loan funding
Communicate with appropriate parties to satisfy conditions and maintain internal and external customer service
Review and evaluate loan documentation for accuracy and completeness
Contribute to operational efficiencies and meet or exceed key performance indicators in a fast-paced team environment
Prepare and complete journal entries and reconciliations
Ensure applications and loans meet regulatory requirements
Perform other duties as assigned to meet business and company needs

Requirements

What you’ll need

2+ years in auto loan funding
Comprehensive knowledge and experience of auto lending
Experience in other consumer lending products (unsecured lending, credit card, etc.) preferred
Applied knowledge of loan funding fundamentals and standard industry practices
Excellent organizational skills
Attention to detail and ability to identify problems on a loan
Strong math skills and computer literacy, including Microsoft Office proficiency
Ability to work under pressure, multi-task, and meet deadlines in a fast-paced environment
Excellent verbal and written communication skills in English
Negotiation skills
Willingness to perform multiple functions throughout the day as needed
Ability to work well within a team in a production environment with expected service level standards
Must be able to work overtime and some Saturdays, as needed
Successful completion of credit check, criminal background check, and pre-employment drug screening

Benefits

Comp & perks

Medical, Dental, Vision, and Life Insurance
Paid Sick Leave
3 weeks’ Vacation
Holidays (about 11 a year)
HSA or FSA account
Other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program
529 Savings Plan
Employee Mortgage Loan Program
Free access to an Axos Bank Account with Self-Directed Trading
Eligible for an Annual Discretionary Cash Bonus Target: 10%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%