VP, Portfolio Management

Axos Bank

. Serve as the primary post-closing credit contact for a portfolio of large, complex construction and structured finance facilities .

Posted 11/7/2026full-timeUnited StatesLead💰 $120,000 - $150,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in commercial real estate credit analysis, underwriting, and portfolio management, with a strong focus on construction lending and complex structured transactions. Proven ability to negotiate credit terms and manage emerging risks while ensuring compliance with regulatory requirements.

Highest-signal resume keywords

Commercial Real Estate Credit AnalysisConstruction LendingPortfolio ManagementNegotiation SkillsRisk Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisLoan StructuresModificationsAmendmentsExtensionsCovenantsRisk RatingsTransaction DocumentationCredit PoliciesRegulatory Requirements

Soft Skills

Communication SkillsAnalytical SkillsDecision-Making SkillsMentoringRelationship Management

Industry Keywords

Commercial Real EstateStructured FinancePortfolio AdministrationCredit AdministrationLender Finance

About the role

Key responsibilities & impact

Serve as the primary post-closing credit contact for a portfolio of large, complex construction and structured finance facilities
Manage and evaluate modifications, amendments, waivers, extensions, consents and other servicing requests, including credit analysis and approval recommendations
Proactively manage upcoming maturities, extensions and refinance strategies, escalating emerging risks as appropriate
Negotiate modification and extension terms with borrowers, sponsors and counsel within delegated authority
Partner with Legal and outside counsel to execute amendments, extension agreements and other complex transaction documentation
Serve as a senior credit liaison to clients while partnering with Production on relationship management and identifying additional business opportunities
Provide senior oversight of construction draws, covenant monitoring, annual reviews, risk ratings, inspections, appraisals and other portfolio activities
Coordinate with Portfolio Management, Credit Officers and Special Assets to address exceptions and emerging credit risks
Provide portfolio management and modification support for construction lending, real estate lender finance and other complex CRE transactions
Support credit policies, regulatory and audit requirements, process improvements and portfolio administration standards
Train and mentor Production and Credit Administration staff and perform additional responsibilities based on business needs

Requirements

What you’ll need

Bachelor’s degree in Finance, Accounting, Business, Real Estate or a related field
7+ years of commercial real estate credit, underwriting, portfolio management or credit administration experience
Significant experience with construction lending and complex structured real estate transactions
Lender finance or note-on-note experience preferred
Strong knowledge of CRE credit analysis, loan structures, modifications, amendments, extensions, covenants and risk ratings
Experience negotiating complex credit terms and working with borrowers, sponsors, internal Legal and outside counsel
Demonstrated ability to identify and manage emerging credit, construction, collateral and maturity risks
Strong understanding of loan documentation, credit policies, regulatory requirements and portfolio administration
Proven ability to independently manage complex transactions and effectively partner with senior Credit, Production and Portfolio Management stakeholders
Strong communication, negotiation, analytical and decision-making skills
Experience mentoring or providing senior-level guidance to credit and portfolio management professionals preferred
Successful completion of a credit check, criminal background check, and pre-employment drug screening, including screening for marijuana
Employment eligibility verification through the U.S. Department of Homeland Security E-Verify program

Benefits

Comp & perks

Annual discretionary cash bonus target: 25%
Annual discretionary restricted stock units bonus target: 25%
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave
3 weeks’ Vacation
Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program
529 Savings Plan
Employee Mortgage Loan Program
Free access to an Axos Bank Account with Self-Directed Trading