Senior Operations Analyst – Payroll-Deducted Lending

Banco Fibra

. Lead governance, controls, operational efficiency, and operational development initiatives for Private Payroll-Deducted Lending .

Posted 10/6/2026full-timeSão Paulo • BrazilSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in governance, operational efficiency, and regulatory compliance within the Private Payroll-Deducted Lending sector, leveraging data-driven decision-making and continuous improvement methodologies.

Highest-signal resume keywords

Payroll-Deducted Lending ExperienceRegulatory Compliance AssessmentData Analysis ProficiencyOperational Efficiency InitiativesContinuous Improvement Methodologies

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial OperationsProcess ManagementCredit Product ImplementationAnalytical MindsetRisk MitigationOperational Performance MonitoringRoot-Cause AnalysisGovernance Controls EnhancementLoan PortabilityPortfolio Acquisitions

Soft Skills

Strategic Decision-MakingCollaboration with Internal TeamsEffective Communication

Tools & Technologies

ExcelSQLPower QueryPower BIFunção System

Industry Keywords

Operational DevelopmentBanking-as-a-ServiceWorker Credit EcosystemRegulatory ChangesData-Driven Strategies

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Lead governance, controls, operational efficiency, and operational development initiatives for Private Payroll-Deducted Lending
Ensure process sustainability, risk mitigation, regulatory compliance, and continuous product improvement
Serve as the area’s technical reference, supporting data- and metric-driven strategic decisions
Lead root-cause analyses and action plans related to financial and operational discrepancies
Define, monitor, and enhance operational performance indicators, identifying risks and opportunities
Lead discussions with internal teams, vendors, registrars, banking-as-a-service providers, and strategic partners
Assess the operational impact of regulatory changes and define compliance plans
Participate in requirements definition, improvement prioritization, and product development
Lead automation, operational efficiency, and risk mitigation initiatives
Ensure the maintenance and enhancement of the operation’s governance controls
Monitor developments across the Worker Credit ecosystem, including Dataprev, the Ministry of Labor and Employment (MTE), registrars, and other stakeholders
Support management in defining operational strategies and making decisions based on metrics and evidence

Requirements

What you’ll need

Bachelor’s degree in Business Administration, Economics, Engineering, Accounting, or a related field
Solid experience in payroll-deducted lending, financial operations, and retail processes
Experience implementing, supporting, or enhancing credit products
In-depth knowledge of the Função system
Experience with portfolio acquisitions, loan portability, registrars, banking-as-a-service providers, and post-sales processes
Analytical mindset with a data-driven approach to decision-making
Ability to assess regulatory and operational impacts on financial products
Advanced Excel skills and proficiency with data analysis tools such as SQL, Power Query, Power BI, or similar tools
Experience with continuous improvement methodologies, process management, and operational automation

Benefits

Comp & perks

Market-competitive compensation
Meal and food allowances
13th-month food allowance payment
Profit-sharing plan (PLR)
Medical insurance
Dental insurance
Life insurance
Extended maternity and paternity leave
Childcare, nanny, and dependent assistance
Annual flu vaccination
Birthday day off
Educational partnerships
Wellhub
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