Attorney – Mortgage Origination

Bank of America

. Provide legal support for residential mortgage origination activities, including conventional conforming, government-insured and guaranteed, jumbo, high net worth, and customized mortgage lending products .

Posted 9/18/2026full-timeCharlotte • North Carolina • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive legal expertise in residential mortgage origination, including compliance with conventional and government-insured lending practices. Provides strategic legal guidance on mortgage product development, regulatory risk assessment, and digital mortgage initiatives.

Highest-signal resume keywords

Active Membership In State Bar6+ Years Legal ExperienceMortgage Origination Product ExpertiseKnowledge Of Conventional Conforming Mortgage ProgramsExperience With Digital Mortgage Platforms

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Legal AnalysisMortgage Product DevelopmentUnderwriting PracticesRegulatory ComplianceRisk AssessmentLitigation SupportOperational WorkflowsCustomized Mortgage LendingSecondary Market RequirementsInvestor Guidelines

Soft Skills

Trusted Legal AdvisorStrategic GuidanceCollaboration With Business Partners

Tools & Technologies

Automated Underwriting SystemsDigital Mortgage PlatformsEClosing Initiatives

Certifications & Qualifications

Doctorate Degree In Related Field

Industry Keywords

Residential Mortgage LendingConventional Conforming MortgagesGovernment-Insured MortgagesJumbo MortgagesHigh Net Worth LendingFinancial Institution ExperienceRegulatory Agencies Interaction

About the role

Key responsibilities & impact

Provide legal support for residential mortgage origination activities, including conventional conforming, government-insured and guaranteed, jumbo, high net worth, and customized mortgage lending products
Serve as a trusted legal advisor to business, operations, compliance, risk, and product partners
Provide legal advice and strategic guidance on residential mortgage origination activities, products, processes, and initiatives
Counsel business partners on customized mortgage lending programs
Provide legal analysis on mortgage product development, underwriting practices, pricing, disclosures, advertising, digital applications, and secondary market eligibility requirements
Partner with compliance, risk, audit, operations, and product teams to assess and mitigate legal and regulatory risk
Support examinations, regulatory inquiries, audits, investigations, litigation, and remediation initiatives
Participate in strategic projects involving technology modernization, digital mortgage initiatives, automation, artificial intelligence, and operational process enhancements

Requirements

What you’ll need

Active membership in at least one state bar
A minimum of 6 years of experience practicing law, with substantial experience supporting residential mortgage lending activities
Demonstrated experience advising on mortgage origination products and processes
Strong understanding of mortgage industry business practices and operational workflows
Doctorate degree in related field
Desired: Experience supporting a large bank, mortgage lender, or other financial institution
Desired: Strong knowledge of conventional conforming mortgage programs and agency requirements
Desired: Experience advising on jumbo, private banking, high net worth, wealth management affiliated, or customized mortgage origination programs
Desired: Familiarity with mortgage secondary market requirements and investor guidelines
Desired: Experience interacting with federal and state regulatory agencies and examination teams
Desired: Experience providing legal support for digital mortgage platforms, automated underwriting systems, eClosing initiatives, and product innovation efforts

Benefits

Comp & perks

Affordable, competitive and flexible benefits
Support for teammates’ physical, emotional, and financial wellness
Opportunities to learn, grow, and make an impact
In-office culture supporting collaboration, engagement, and career development
40 hours per week