FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Consumer Product Strategy Analyst IV – Consumer Card Acquisition
Bank of America. Lead development, execution, and ongoing optimization of cash flow underwriting strategies using alternative data .
Tech Stack
Tools & technologiesPythonSQLTableau
About the role
Key responsibilities & impact- Lead development, execution, and ongoing optimization of cash flow underwriting strategies using alternative data
- Develop customer segmentation frameworks using cash flow analytics, transactional data, and non-traditional risk indicators
- Partner with others to design, implement, and operationalize underwriting strategies across acquisition channels
- Monitor underwriting strategy performance and evaluate test-and-control results
- Identify opportunities to improve risk differentiation, approval rates, portfolio performance, and customer outcomes
- Present data-driven insights, strategic recommendations, and underwriting performance results to senior leadership and cross-functional partners
- Analyze financial models, market data, financial data, and portfolio trends
- Coach and mentor peers and serve as a subject matter expert
- Identify business trends and communicate findings to senior management
- Support large-scale projects, platform conversions, and project integrations through advanced reporting and analytics
Requirements
What you’ll need- 4+ years of experience in credit risk, underwriting, strategy, analytics, or related fields
- Advanced proficiency in Python, SQL, SAS, Tableau, and reporting/visualization platforms
- Strong understanding of credit risk model and scoring framework development, validation, implementation, monitoring, and documentation
- Knowledge of credit risk management, underwriting strategies, financial performance drivers, and credit operations
- Proficiency with Microsoft Office, including Excel, PowerPoint, and Word
- Strong project management and organizational skills
- Bachelor's degree in a quantitative discipline is listed as a desired qualification
- High School Diploma / GED / Secondary School or equivalent minimum education requirement
Benefits
Comp & perks- Inclusive workplace and career development opportunities
- Physical, emotional, and financial wellness support
- Affordable, competitive, and flexible benefits
- Opportunities to learn, grow, and make an impact
- Annual discretionary incentive plan eligibility
- Paid time off
- Resources and employee support