Consumer Product Strategy Analyst IV – Credit Abuse, First Party Fraud

Bank of America

. Perform complex analysis of financial models, market data, financial data, and portfolio trends .

Posted 10/14/2026full-timeUnited StatesMid-LevelSenior💰 $95,000 - $142,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial analysis, risk management, and advanced reporting, with a strong ability to communicate complex findings to senior management. Proficient in utilizing analytical tools and methodologies to drive strategic improvements and support large-scale projects.

Highest-signal resume keywords

Financial AnalysisRisk ManagementPythonSASSQL

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial ModelingData AnalysisPortfolio ManagementCredit Risk StrategiesModel Risk ManagementStatistical AnalysisReportingData ManipulationScoring Toolkit DevelopmentFraud Mitigation

Soft Skills

Communication SkillsProject ManagementCoachingCollaborationOrganizational Skills

Tools & Technologies

TableauMS OfficeExcelPowerPointWordDB2

Industry Keywords

Consumer LendingSmall Business LendingCredit OperationsFinancial DriversRegulatory Frameworks

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Perform complex analysis of financial models, market data, financial data, and portfolio trends
Improve portfolio risk, profitability, performance forecasting, and operational performance
Coach and mentor peers on a variety of systems
Serve as a subject matter expert on multiple business and technical-related topics
Identify business trends based on economic and portfolio conditions
Communicate findings to senior management
Support large-scale projects such as platform conversions and new project integrations
Conduct advanced reporting and derive analytics-based insights
Apply analysis to mitigate Credit Abuse and First Party Fraud in Consumer and Small Business Credit Card Portfolios
Drive strategic improvements, large-scale projects, and initiatives independently
Work with business counterparts within the Line of Business and partner organizations, including Risk and Product teams

Requirements

What you’ll need

Proven analytical ability demonstrated through 5+ years related work experience
Expertise manipulating database software and analytical/reporting tools, such as Python, SAS, SQL, Tableau
Strong working knowledge of processes and tools for development, validation, implementation, and documentation of scoring toolkits
Excellent verbal and written communication skills, particularly technical writing and organizational skills
Ability to document and defend model-related topics to senior stakeholders
Understanding of credit risk strategies, financial drivers, and credit operations
Proficiency in MS Office applications: Excel, PowerPoint, and Word
Effective project management and organizational skills
Ability to collaborate, manage, and expand relationships across the organization and with all levels of management
4+ years experience using database software and analytical/reporting tools such as SAS, SQL, and DB2 to access large relational data
Expertise in identifying, assessing, and mitigating risk with models; familiarity with model risk management practices and regulatory frameworks
Prior experience with credit or fraud strategies and consumer and/or small business lending policies
Bachelor’s degree in mathematics, statistics, computer science, engineering, economics, finance, or related quantitative discipline
Master’s degree in Mathematics/Statistics, Economics, Engineering, or related field
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Benefits

Comp & perks

Discretionary incentive eligible; eligible to participate in the annual discretionary plan
Industry-leading benefits
Paid time off
Resources and support to employees
In-office culture supporting collaboration, engagement, and career development
Opportunities to learn, grow, and make an impact