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Credit Analyst I – Global Infrastructure Credit
Bank of America. Support end-to-end credit underwriting and monitoring processes for new and existing clients .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit underwriting and financial analysis, with strong capabilities in quantitative financial modeling and risk evaluation. Proficient in managing complex tasks and building relationships with stakeholders in the financial sector.
Highest-signal resume keywords
Credit UnderwritingFinancial AnalysisQuantitative Financial ModelingProject FinanceCredit Documentation
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit AnalysisRisk EvaluationFinancial ModelingLoan StructuringData AnalysisCovenant ComplianceDue DiligenceTransaction AnalysisBusiness Process AnalysisResearch
Soft Skills
Strong Written CommunicationStrong Verbal CommunicationIntellectual CuriosityRelationship BuildingTask Management
Certifications & Qualifications
Formal Credit Training Program
Industry Keywords
Corporate CreditCommercial CreditStructured CreditEnergy FinancingInfrastructure FinancingData Center FinancingPortfolio ReviewsRegulatory ComplianceStakeholder ManagementFinancial Institution
About the role
Key responsibilities & impact- Support end-to-end credit underwriting and monitoring processes for new and existing clients
- Complete credit analysis, evaluate risks, and write financial analysis using various tools and systems
- Analyze financials, projections, industry data, covenant compliance, collateral, and policy requirements
- Analyze client financial information and identify or mitigate potential risks
- Complete monitoring activities through analysis of clients’ financial performance and collateral
- Listen in to client meetings to understand clients’ businesses, management teams, and performance
- Review completed client requests for compliance with policies and procedures
- Understand how credit data is used internally and provided to regulatory partners
- Assist with periodic portfolio reviews
- Perform financial, business industry, and transaction analyses; conduct research; and prepare supporting documentation for transaction credit approval
- Perform qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions
- Participate in underwriting and documentation of project finance and other credit facilities
- Provide input into key projects and initiatives across the bank
- Review credit profiles of transaction counterparties, including borrowers, servicers, sponsors, and off-takers
- Engage with GCIB Enterprise Credit Officers, Enterprise Credit Risk, and Global Markets Risk
Requirements
What you’ll need- 1+ years’ experience in corporate or commercial credit at a financial institution
- Strong written and verbal communication skills
- Strong combination of academic aptitude, quantitative skills, and strategic and creative thinking
- Ability to manage multiple complex tasks while delivering high-quality results
- Intellectual curiosity and focus on continuous learning and skill building
- Ability to work independently, build internal and external relationships, and manage multiple stakeholders
- Experience in project finance, tax equity, or structured credit focused on energy, power, infrastructure, or data center financing
- Strong technical skills including quantitative financial modeling
- Formal credit training program at a financial institution
- Master’s degree in finance/accounting or equivalent work experience (desired)
- Knowledge of analytical thinking, credit documentation requirements, financial analysis, loan structuring, underwriting, business process analysis, data and trend analysis, issue management, research, and related skills
- Ability to work 1st shift in the United States of America
- Ability to work 40 hours per week
Benefits
Comp & perks- In-office culture with an appropriate level of flexibility based on role-specific responsibilities and business needs
- Opportunities to learn, grow, and make an impact
- Affordable, competitive and flexible benefits
- Support for physical, emotional, and financial wellness
- Paid time off
- Resources and support for employees
- Eligibility to participate in the annual discretionary incentive plan
- Annual discretionary award based on individual performance, line of business/group performance, and overall company success