Fraud Analytics and Innovation Leader – Authentication

Bank of America

. Lead end-to-end oversight of digital authentication controls across supported Brokerage products and channels .

Posted 11/9/2026full-timePennington • New Jersey • United StatesSenior💰 $115,000 - $150,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in digital authentication controls, fraud detection, and risk management within Banking or Brokerage products. Proficient in assessing control effectiveness, coordinating remediation efforts, and utilizing advanced analytical tools to enhance security and customer experience.

Highest-signal resume keywords

Fraud DetectionDigital AuthenticationSQL ProficiencySAS Fraud ManagementProject Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Digital AuthenticationFraud DetectionIdentity VerificationMultifactor AuthenticationStep-Up AuthenticationOut-Of-Band VerificationSQLSASControl Effectiveness AssessmentOperational Performance Monitoring

Soft Skills

Organizational SkillsProject Management SkillsDocumentation SkillsCommunication Skills

Tools & Technologies

SAS Fraud ManagementTableau

Industry Keywords

BankingBrokerageAccount TakeoverFraud ManagementAuthentication Framework

Tech Stack

Tools & technologies

SQLTableau

About the role

Key responsibilities & impact

Lead end-to-end oversight of digital authentication controls across supported Brokerage products and channels
Assess and document the authentication framework, including control design, customer journeys, dependencies, and known gaps
Monitor authentication health and performance for anomalies, adverse trends, control degradation, and out-of-pattern activity
Review fraud, scam, account takeover, and third-party loss cases to identify authentication defects or procedural gaps
Define authentication requirements and acceptance criteria for product changes, technology releases, network mandates, and control enhancements
Coordinate testing and validation of authentication controls, fraud variables, rules, and decision outcomes before and after implementation
Track authentication issues, vulnerabilities, remediation plans, and control performance through closure
Oversee authentication governance, vendor or contract obligations, channel monitoring, and recurring control reporting
Evaluate authentication capabilities and intelligence that strengthen security while supporting a consistent customer experience
Partner with product, technology, operations, fraud, and business control teams to resolve authentication issues and maintain effective controls

Requirements

What you’ll need

Minimum 5 years of fraud, digital authentication, identity verification, account takeover, or related risk experience in Banking or Brokerage products
Working knowledge of multifactor authentication, step-up authentication, out-of-band verification, device and behavioral signals, and customer identity verification
Experience assessing authentication control effectiveness, documenting gaps, coordinating remediation, and monitoring operational performance
Expertise in fraud detection and management platforms, including SAS Fraud Management and development of user-defined variables for rule or decisioning logic
Advanced proficiency in SQL and SAS
Strong organizational, project management, testing, documentation, and communication skills
Bachelor's degree preferably in a quantitative or technical discipline such as mathematics, statistics, operations research, engineering, computer science, finance, or business
Tableau reporting experience preferred

Benefits

Comp & perks

Annual discretionary incentive plan eligibility
Benefits eligibility
Paid time off
Resources and support to employees
In-office culture supporting collaboration, engagement, and career development
Appropriate flexibility based on role-specific responsibilities and business needs