Mortgage Origination Attorney

Bank of America

. Provide legal support for residential mortgage origination activities, including conventional conforming, government-insured and guaranteed, jumbo, high net worth, and customized mortgage lending products .

Posted 9/18/2026full-timeCharlotte • North Carolina • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive legal expertise in residential mortgage origination, including advising on conventional, jumbo, and customized lending products. Proven ability to navigate regulatory requirements and provide strategic guidance to business and compliance teams.

Highest-signal resume keywords

Active State Bar Membership6+ Years Legal ExperienceMortgage Origination ExpertiseKnowledge of Conventional Conforming ProgramsExperience with Digital Mortgage Platforms

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Legal AnalysisMortgage Product DevelopmentUnderwriting PracticesPricing ConsiderationsRegulatory Risk AssessmentCompliance GuidanceLitigation SupportOperational WorkflowsMortgage Secondary Market RequirementsInvestor Guidelines

Soft Skills

Strategic GuidanceTrusted Legal AdvisorCollaboration with Business Partners

Tools & Technologies

Automated Underwriting SystemsDigital Mortgage PlatformsEClosing Initiatives

Certifications & Qualifications

Doctorate Degree in Related Field

Industry Keywords

Residential Mortgage LendingJumbo Mortgage ProgramsHigh Net Worth LendingAsset-Based LendingRegulatory Agencies Interaction

About the role

Key responsibilities & impact

Provide legal support for residential mortgage origination activities, including conventional conforming, government-insured and guaranteed, jumbo, high net worth, and customized mortgage lending products
Serve as a trusted legal advisor to business, operations, compliance, risk, and product partners
Provide legal advice and strategic guidance on residential mortgage origination activities, products, processes, and initiatives
Counsel business partners on jumbo, high net worth, asset-based, relationship-based, and customized mortgage lending programs
Provide legal analysis on mortgage product development, underwriting practices, pricing considerations, disclosures, advertising, digital applications, and secondary market eligibility requirements
Partner with compliance, risk, audit, operations, and product teams to assess and mitigate legal and regulatory risk
Support examinations, regulatory inquiries, audits, investigations, litigation, and remediation initiatives involving mortgage lending activities
Participate in strategic projects involving technology modernization, digital mortgage initiatives, automation, artificial intelligence, and operational process enhancements

Requirements

What you’ll need

Active membership in at least one state bar
Minimum of 6 years of experience practicing law, with substantial experience supporting residential mortgage lending activities
Demonstrated experience advising on mortgage origination products and processes
Strong understanding of mortgage industry business practices and operational workflows
Doctorate degree in related field
Experience supporting a large bank, mortgage lender, or other financial institution
Strong knowledge of conventional conforming mortgage programs and agency requirements
Experience advising on jumbo, private banking, high net worth, wealth management affiliated, or customized mortgage origination programs
Familiarity with mortgage secondary market requirements and investor guidelines
Experience interacting with federal and state regulatory agencies and examination teams
Experience providing legal support for digital mortgage platforms, automated underwriting systems, eClosing initiatives, and product innovation efforts

Benefits

Comp & perks

Affordable, competitive and flexible benefits
Support for physical, emotional, and financial wellness
Opportunities to learn, grow, and make an impact
In-office culture supporting collaboration, engagement, and career development
40 hours per week