Risk Analysis Specialist II

Bank of America

. Support data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses .

Posted 9/15/2026full-timeNewark • New Jersey • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit risk management, portfolio analytics, and data analysis, with proficiency in analytical tools and data visualization. Capable of synthesizing complex data into actionable insights and effectively communicating findings to stakeholders.

Highest-signal resume keywords

Credit Risk ManagementData AnalysisSASSQLTableau

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalyticsPortfolio ManagementRisk AssessmentDatabase DevelopmentCredit Strategy EvaluationData QueryingPerformance ReportingMonitoring Control OutputsEmerging Credit Risk IdentificationGovernance Routines

Soft Skills

Analytical SkillsProblem-SolvingCommunicationAttention to DetailCollaboration

Tools & Technologies

Microsoft ExcelMicrosoft PowerPointMicrosoft WordAI-Enabled ToolsMicrosoft CopilotGitHub Copilot

Industry Keywords

Financial ServicesRiskComplianceAuditEconomics

Tech Stack

Tools & technologies

SQLTableau

About the role

Key responsibilities & impact

Support data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses
Review and analyze portfolio trends
Support development of complex databases or queries to extract data
Support production of data for internal and external reporting needs
Work with Technology to implement changes supporting ongoing data needs
Develop and execute reporting for Risk and business partners to identify and manage risk
Analyze data design, portfolio trends, loss trends, and portfolio dynamics
Provide analytical support for product strategic initiatives across Risk functions and lines of business
Participate in developing database production processes and performance reports for senior management
Respond to complex ad-hoc information requests from internal and external parties
Support cross-functional efforts to remediate data quality issues
Monitor control outputs and investigate alerts
Identify and analyze emerging credit risks
Support independent review and constructive challenge of proposed credit strategy changes
Evaluate strategy and portfolio performance, identify key drivers, and highlight risk-management opportunities
Execute recurring credit risk management processes, including portfolio reviews, risk assessments, and governance routines
Develop and maintain monitoring for credit risk performance and emerging trends
Synthesize analysis into insights, recommendations, and presentation materials for risk forums and senior stakeholders
Partner with Risk, Product, Finance, Compliance, and other functions
Build expertise in credit risk principles, portfolio management, and independent challenge

Requirements

What you’ll need

Relevant experience in financial services, risk, compliance, audit, finance, economics, data analytics, or a comparable discipline
Experience with consumer or small business financial products, portfolio analytics, or credit risk concepts
Strong analytical and problem-solving skills
Experience using analytical tools such as SAS, SQL, or comparable technologies
Experience using data visualization tools such as Tableau
Practical experience using AI-enabled tools, such as Microsoft Copilot or GitHub Copilot
Ability to communicate complex information clearly and concisely in written, verbal, and visual formats
Proficiency with Microsoft Excel, PowerPoint, and Word
Curiosity, sound judgment, attention to detail, and willingness to learn
Ability to manage multiple priorities, seek guidance when appropriate, and work collaboratively with a range of partners

Benefits

Comp & perks

Affordable, competitive, and flexible benefits
Support for teammates’ physical, emotional, and financial wellness
Opportunities to learn, grow, and make an impact
Coaching and development
In-office culture supporting collaboration, engagement, and career development
1st shift schedule
40 hours per week