Risk Analysis Specialist II

Bank of America

. Support data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses .

Posted 10/1/2026full-timeNewark • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in data management, reporting, and analytical techniques to support risk assessment and decision-making. Proficient in utilizing advanced tools and methodologies to enhance data quality, governance, and reporting capabilities.

Highest-signal resume keywords

SASSQLTableauData GovernanceConsumer Credit Risk

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Data AnalysisReporting DevelopmentData ExtractionData TransformationData Quality AssuranceRoot Cause AnalysisProcess ImprovementData MiningPerformance ReportingRegulatory Reporting

Soft Skills

Analytical ThinkingCommunication SkillsProblem SolvingMentoringChange Management

Tools & Technologies

Power BIBusiness Intelligence ToolsData Visualization Tools

Industry Keywords

Credit RiskPortfolio AnalysisAudit EngagementEnterprise Risk ManagementData Lineage

Tech Stack

Tools & technologies

SQLTableau

About the role

Key responsibilities & impact

Support data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses
Review and analyze portfolio trends
Support development of complex databases or queries to extract data
Support production of data for internal and external reporting needs
Work with Technology to implement changes supporting ongoing data needs
Develop and execute reporting for Risk and business partners to identify and manage risk
Analyze portfolio trends, loss trends, and portfolio dynamics
Provide analytical support for product strategic initiatives across Risk functions and lines of business
Develop database production processes and performance reports for senior management using data mining and advanced analytical techniques
Respond to complex ad-hoc information requests from internal and external parties
Support cross-functional efforts to remediate data quality issues
Monitor control outputs and investigate alerts from control checks
Design, develop, enhance, and maintain production-critical credit risk data, reports, dashboards, and analytical solutions
Serve as subject matter expert for assigned data and reporting processes, metrics, and business requirements
Lead data extraction, transformation, and validation across systems and datasets
Design and implement end-to-end reporting processes, control frameworks, and monitoring routines
Perform portfolio and trend analysis, identify risk drivers, and communicate insights to business partners and leadership
Partner with technology teams and stakeholders to define requirements and improve data and reporting capabilities
Conduct root cause analysis for reporting issues, data quality concerns, and process breakdowns
Support regulatory, governance, audit, and control activities

Requirements

What you’ll need

Bachelor's degree
2+ years of Reporting/Data Management experience
Strong SAS, SQL, Tableau, or other BI tool experience
Strong analytical and critical thinking skills
Strong verbal and written communication skills
Ability to perform and enhance data QA, audit-level validations, and governance controls
Demonstrated ability to identify process improvement opportunities and implement sustainable solutions
Experience translating business requirements into reporting and data solutions
Ability to manage multiple deliverables and independently solve complex business problems
Strong understanding of data structures, metrics, and reporting methodologies
Consumer Credit Risk experience (Credit Card, Home Loans, CVL, Deposits, Small Business)
Experience designing and implementing reporting or data management solutions
Data lineage, metadata management, or data governance experience
Regulatory reporting or audit engagement exposure
Advanced Tableau, Power BI, or reporting visualization experience
Experience leading reporting enhancement initiatives
Root cause analysis and issue management experience
Change management and process optimization experience
Ability to translate business requirements into technical solutions
Experience mentoring junior analysts
Knowledge of enterprise risk management frameworks
Experience identifying and implementing automation opportunities

Benefits

Comp & perks

Affordable, competitive and flexible benefits
Support for physical, emotional, and financial wellness
In-office culture supporting collaboration, engagement, and career development
Opportunities to learn, grow, and make an impact