Risk Analysis Specialist III

Bank of America

. Perform analytical requests, reporting and analysis, and assist with modeling activities to manage risk and minimize credit and operating losses .

Posted 9/15/2026full-timeJersey City • New Jersey • United StatesMid-LevelSenior💰 $114,500 - $174,800 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in data analysis, risk management, and process optimization, with a strong foundation in SQL and Python for developing scalable data solutions. Proven ability to communicate complex concepts effectively and build stakeholder relationships to drive operational excellence.

Highest-signal resume keywords

SQL ProficiencyPython ProficiencyData AnalysisRisk ManagementStakeholder Relationship Building

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalysisData IntegrationDatabase ConceptsData ArchitectureData MiningAdvanced Analytical TechniquesTroubleshootingProcess OptimizationReportingModeling

Soft Skills

Critical ThinkingProblem-SolvingCommunication SkillsPresentation SkillsJudgment

Tools & Technologies

HadoopTrinoMicrosoft ExcelMicrosoft PowerPoint

Industry Keywords

Risk ManagementData QualityOperational ExcellenceGovernance StandardsService Level Agreements

Tech Stack

Tools & technologies

HadoopPythonSQL

About the role

Key responsibilities & impact

Perform analytical requests, reporting and analysis, and assist with modeling activities to manage risk and minimize credit and operating losses
Develop and execute reporting for risk and business partners to identify and manage risk
Identify trends and manage data design, portfolio trends, loss trends, and portfolio dynamics
Participate in product strategic initiatives affecting multiple risk functions and lines of business
Develop database production processes and performance reports for senior management using data mining and advanced analytical techniques
Respond to complex ad-hoc information requests from internal and external parties
Coordinate cross-functional efforts to remediate data quality issues
Manage control outputs and investigate alerts from control checks
Partner with business stakeholders, application managers, and technology teams to understand processes, data requirements, architectures, and testing needs
Design, implement, and optimize data connections enabling automated testing, analytics, and monitoring
Lead cross-functional data quality, automation, and connectivity initiatives
Drive process simplification, operational excellence, and continuous improvement across the data onboarding and management lifecycle
Ensure data connectivity processes comply with governance standards, service level agreements, quality controls, and performance metrics

Requirements

What you’ll need

Bachelor’s degree or above in Finance, Economics, Mathematics, Computer Science, Statistics, Process and Mechanical Engineering, Operations Research, Data Science, Accounting, Business Administration, or related fields
5+ years of relevant work experience
Strong critical thinking and problem-solving skills
Ability to understand end-to-end business processes, data flows, and technology dependencies
Ability to prioritize competing demands and drive high-quality outcomes
Strong written, verbal, and presentation skills
Ability to communicate complex technical concepts to technical, business, and executive audiences
Strong stakeholder relationship-building and influence skills
Sound judgment and ability to translate complex requirements into actionable recommendations
Strong understanding of structured and unstructured data, database concepts, data architectures, and data integration patterns
Proficiency in SQL and Python
Experience analyzing data, troubleshooting issues, and developing scalable data solutions
Experience with enterprise data platforms and technologies such as Hadoop and Trino
Advanced proficiency in Microsoft Excel and PowerPoint

Benefits

Comp & perks

In-office culture with an appropriate level of flexibility based on role-specific responsibilities and business needs
Opportunities to learn, grow, and make an impact
Support for physical, emotional, and financial wellness
Industry-leading benefits
Paid time off
Annual discretionary incentive award based on individual, line of business/group, and Company performance
Benefits eligibility