Senior Investigator – At-Risk Persons

Bank of America

. Conduct end-to-end investigations of suspected elder financial exploitation/abuse of vulnerable adults involving Merrill Lynch Wealth Management, Consumer Investment, or Private Bank clients .

Posted 10/15/2026full-timePennington • New Jersey • United StatesSenior💰 $79,500 - $101,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in conducting thorough investigations of elder financial exploitation, utilizing strong analytical skills to evaluate financial patterns and risk mitigation. Proficient in collaborating with regulatory agencies and client advisory teams while maintaining compliance with applicable laws and regulations.

Highest-signal resume keywords

Financial Crime InvestigationData Analysis and ManipulationSecurities Industry License (FINRA)Risk ManagementExceptional Written and Verbal Communication

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Investigation ManagementData Collection and EntryBusiness Process AnalysisDue DiligenceAnalytical ThinkingAttention to DetailRisk MitigationResearch

Soft Skills

CollaborationRelationship BuildingAdaptabilityTime ManagementInitiative

Tools & Technologies

Microsoft SuiteFinancial-Industry-Related Software

Certifications & Qualifications

Securities Industry License (FINRA)

Industry Keywords

Elder Financial ExploitationAt-Risk PersonsConsumer and Broker Dealer ProductsCompliance Rules and RegulationsFinancial Institution Operations

About the role

Key responsibilities & impact

Conduct end-to-end investigations of suspected elder financial exploitation/abuse of vulnerable adults involving Merrill Lynch Wealth Management, Consumer Investment, or Private Bank clients
Engage with client advisory teams and clients to obtain information and gather facts
Analyze and interpret information from Consumer and Broker Dealer databases across the enterprise
Evaluate clients’ financial patterns and history and determine and carry out risk-mitigation actions
Prepare concise investigative reports
Determine whether cases meet criteria for recommendation to appropriate State agencies
Provide consultation and guidance to frontline partners on At-Risk Person situations
Engage directly with State/regulatory agencies and law enforcement when needed
Conduct thorough and timely investigations using consistent procedures
Maintain relationships with Wealth Management client advisory teams, Global Risk, and Legal
Document cases appropriately
Document and refer elder financial exploitation fraud for appropriate suspicious activity reporting

Requirements

What you’ll need

Experience conducting investigations involving financial crimes, fraud, or the financial industry and/or financial institution operations and products experience
Exceptional written and verbal communication skills
Ability to prioritize work, manage time effectively, show initiative, and work thoroughly
Self-starter capable of analyzing and reporting independently
Proficiency in Microsoft Suite and other financial-industry-related software
Bachelor’s degree in a related field or equivalent work experience is preferred
5+ years’ experience conducting investigations, preferably in financial crimes, At-Risk Persons, fraud, or the financial industry
In-depth knowledge and experience with Consumer and Broker Dealer products and services and applicable compliance rules and regulations
Ability to analyze and manipulate large data sets
Experience interacting with Front Line Units and customers/clients
Securities industry licensed (FINRA)
Due diligence
Ability to interpret relevant laws, rules, and regulations
Investigation management
Research
Risk management
Analytical thinking
Attention to detail
Collaboration
Data collection and entry
Relationship building
Adaptability
Business process analysis
Continuous improvement
Issue management
Networking
Minimum education requirement: High School Diploma / GED / Secondary School or equivalent

Benefits

Comp & perks

Annual discretionary incentive plan eligibility
Benefits eligibility
Paid time off
Resources and support for employees
In-office flexibility based on role-specific considerations