Senior Sales Associate, Residential Real Estate

Bank of America

. Monitor loan portfolios of Private Bank/Merrill Lynch clients for mortgage products ranging from basic to highly customized arrangements .

Posted 9/17/2026full-timeNewport Beach • California • United StatesSenior💰 $87,100 - $138,400 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive knowledge of residential mortgage products and compliance regulations, with a strong focus on client relationship management and cross-selling opportunities. Proven ability to manage loan portfolios and ensure adherence to Federal and State compliance policies.

Highest-signal resume keywords

Residential Mortgage ExperienceCompliance KnowledgeClient ManagementSAFE Act RegistrationPipeline Management

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage Products KnowledgeUnderwritingCollateral RequirementsCredit DocumentationFinancial Analysis

Soft Skills

Attention to DetailCollaborationOral CommunicationProblem SolvingPrioritization

Certifications & Qualifications

SAFE Act Registration

Industry Keywords

HMDA RequirementsHigh-Net-Worth ClientsClient Experience BrandingIssue ManagementAccount Management

About the role

Key responsibilities & impact

Monitor loan portfolios of Private Bank/Merrill Lynch clients for mortgage products ranging from basic to highly customized arrangements
Work closely with Residential Real Estate Specialists, PCAs, PCMs, and FAs in structuring and pricing
Interact directly with clients
Serve as the primary client contact for follow-up and information throughout the loan process
Explore opportunities to deepen client relationships by leveraging areas across Bank of America
Identify potential cross-sell opportunities
Comply with Federal and State compliance policies and HMDA requirements
Register with and maintain good standing in the federal SAFE Act registry
Submit to the required SAFE Act background check

Requirements

What you’ll need

Minimum 4–10 years of previous residential mortgage/HELOC experience in the high-net-worth arena
High degree of mortgage knowledge, including products, compliance, underwriting, and collateral requirements
Compliance with Federal and State compliance policies and HMDA requirements
Commitment to professional ethics
SAFE Act registration and maintaining good standing in the federal registry system
Required SAFE Act background check
High School Diploma / GED / Secondary School or equivalent
Attention to Detail
Client Experience Branding
Collaboration
Interpret Relevant Laws, Rules, and Regulations
Pipeline Management
Account Management
Credit Documentation Requirements
Customer and Client Focus
Oral Communications
Prioritization
Client Management
Financial Analysis
Issue Management
Problem Solving
Recording/Organizing Information

Benefits

Comp & perks

Annual discretionary incentive plan award based on individual, line of business/group, and Company performance
Benefits eligibility
Paid time off
Resources and support for employees
In-office culture supporting collaboration, engagement, and career development
Opportunities to learn, grow, and make an impact