Vehicle Lending Product Manager

Bank of America

. Manage the end-to-end product life cycle, including market research, competitor analyses, reporting, strategy development, modernization opportunities and Product Risk Management policy adherence .

Posted 10/27/2026full-timeUnited StatesMid-LevelSenior💰 $103,500 - $150,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing the end-to-end product life cycle, focusing on product risk management, customer experience, and financial performance. Proficient in developing client-driven strategies and collaborating with stakeholders to enhance product offerings and operational efficiency.

Highest-signal resume keywords

Product Risk ManagementAuto Lending KnowledgeStrong Financial AcumenProject / Initiative ManagementProcess Inventory Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product DevelopmentMarket ResearchCompetitor AnalysisP&L ManagementBusiness Case DevelopmentRisk ManagementProcess ImprovementMetrics and ProceduresCustomer Experience StrategyFinancial Forecasting

Soft Skills

Strong Communication SkillsRelationship BuildingInfluencing OthersAdaptabilityMotivating Others

Tools & Technologies

ExcelPowerPointM365 Copilot

Industry Keywords

Auto Finance Industry ExperienceClient Driven StrategiesThird-Party Vendor ManagementOperational Program DevelopmentEscalation Management

About the role

Key responsibilities & impact

Manage the end-to-end product life cycle, including market research, competitor analyses, reporting, strategy development, modernization opportunities and Product Risk Management policy adherence
Manage vehicle lending strategic alliance programs and relationships, focusing on customer experience, cash and back-office operations, escalations and initiative management
Manage, support or oversee engagement with Lucid Motors, including escalated transactions, manufacturer buybacks and process improvements
Engage with Lucid, internal partners and third-party servicers on customer experience initiatives, governance, system changes, process changes and project status
Drive process improvement initiatives balancing client, Bank and third-party needs and timelines
Resolve transactional outcomes from origination impacts to customer complaints and escalations
Work directly with technology and servicing vendors to support programs and initiatives
Ensure Lucid marketing, terms and disclosures are accurately displayed and reviewed
Collaborate with Product teammates on customer issues, process improvements, initiatives, change and risk management
Lead product controls, metrics and procedures within the Single Process Inventory structure
Perform internal program governance analysis, including risk/reward, business cases, originations, portfolio performance and forecasting
Present to leadership on customer experience, marketing, program performance, initiatives, change management and controls
Create product development and deployment plans, sales training programs and marketing materials
Oversee products and financials, including investment profile, revenue, profit margins and P&L
Provide product trend information to sales and marketing teams
Identify opportunities to streamline or enhance product offerings
Implement and monitor effective risk controls
Partner with stakeholders to analyze markets, clients and competitors and develop products that meet client needs

Requirements

What you’ll need

Ability to navigate and support a relationship with a critical third-party client with daily interactions and third-party vendors with frequent interactions
Ability to navigate and support internal partner stakeholders in strategy and operational program development
Ability to influence others and collaborate toward effective effort completion and maintaining timelines
Auto lending knowledge from application, origination and servicing
Experience developing client driven strategies and implementing solutions at the enterprise level
Strong communication skills to effectively 'Tell the Story'
Focus on risk management and ensuring control environment supports the program and its growth
Strong financial acumen with ability to determine risk vs. reward and build business cases
Ability to handle ambiguity, be flexible and adapt to changing circumstances
Positively motivates others and successfully builds relationships
Strong Excel, PowerPoint and M365 Copilot skills
Project / Initiative Management
Product and Product Risk Management
Auto Finance industry Experience
Process Inventory knowledge and Control measurement experience
P&L and Pricing Management
40 hours per week
1st shift (United States of America)

Benefits

Comp & perks

Discretionary incentive eligible; eligible to participate in the annual discretionary plan
Benefits eligible
Access to paid time off
Resources and support for employees
In-office culture with role-specific flexibility