Wholesale Credit Associate II

Bank of America

. Assist with moderate to complex tasks related to the credit process .

Posted 9/15/2026full-timeChicago • Illinois • United StatesJuniorMid-Level💰 $28 - $48 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Commercial and Wholesale Credit Lending, including portfolio management, credit documentation verification, and compliance with bank policies. Proficient in financial analysis, client onboarding, and process improvement within institutional banking environments.

Highest-signal resume keywords

Commercial Lending ExperienceCredit Documentation VerificationPortfolio ManagementFinancial AnalysisMicrosoft Excel Proficiency

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit GuidelinesUnderwriting SystemsCredit Process CoordinationFinancial Reporting MonitoringCredit Approval Document CreationData Discrepancy ResolutionCollateral Exception ClearanceFinancial Package ManagementCredit Facility ReviewCompliance Verification

Soft Skills

Strong Organization SkillsEffective Communication SkillsAdaptabilityRelationship BuildingMultitasking Ability

Tools & Technologies

Microsoft PowerPoint

Certifications & Qualifications

High School DiplomaGEDSecondary School Equivalent

Industry Keywords

Institutional BankingCommercial ProductsPortfolio Management SupportClient OnboardingFinancial Events Monitoring

About the role

Key responsibilities & impact

Assist with moderate to complex tasks related to the credit process
Support risk activities, including monitoring financial reporting and resolving client onboarding issues
Coordinate systematic execution of the credit process with managers, specified teams, and operations
Monitor portfolio activities including financial package collection, maturities, annual reviews, financial analysis summaries, past due payments, and failed covenants
Assist with complex client needs such as ordering payoff letters
Clear collateral exceptions to reduce legally binding exposure
Coordinate deal activities by engaging outside counsel, completing pre-close checklists, and connecting with fulfillment to book facilities
Support Credit Officers in managing portfolios and reviewing global credit facilities
Create and process credit approval documents for new, renewed, and amended facilities
Review approved credit documents for compliance with bank policies and procedures
Identify and resolve facility data discrepancies
Respond to and investigate inquiries from credit officers and business partners
Monitor and resolve facility document exceptions
Create, maintain, and monitor credit and financial events and manage exceptions
Maintain accurate document records
Help simplify and improve processes

Requirements

What you’ll need

3 years of experience in Commercial and Wholesale credit lending and portfolio management support
Credit Guidelines and lending procedures
Underwriting systems
Credit documentation verification
Commercial Lending and Commercial products
Strong organization and communication skills
Institutional banking experience and knowledge of lending products an advantage
Proficiency in Microsoft Excel and PowerPoint
High School Diploma / GED / Secondary School or equivalent
Ability to manage portfolios, monitor financial packages, maturities, annual reviews, past due payments, and failed covenants
Ability to adapt to changing environments and responsibilities
Ability to learn processes, systems, and products quickly
Ability to meet deadlines, multitask, and manage competing priorities
Ability to analyze complex issues and execute practical solutions
Ability to escalate when needed
Ability to work as part of a diverse team
Ability to build relationships and influence others

Benefits

Comp & perks

Discretionary incentive eligible
Eligible to participate in the annual discretionary plan
Industry-leading benefits
Paid time off
Resources and support to employees
In-office culture with role-specific flexibility