Corporate Credit Analyst – Vice President

BBVA

. Lead independent underwriting and credit assessment of corporate clients across relationship banking products .

Posted 11/9/2026full-timeNew York City • New York • United StatesLead💰 $150,000 - $180,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates deep expertise in credit underwriting, financial analysis, and risk assessment, with a strong focus on corporate and structured finance. Proven ability to manage complex transactions and communicate risk positions effectively to senior stakeholders.

Highest-signal resume keywords

Credit Risk ManagementFinancial AnalysisCredit UnderwritingLoan DocumentationU.S. Lending Regulations

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AssessmentTransaction Structure EvaluationRepayment Capacity AnalysisCollateral EvaluationLegal Structure AssessmentCounterparty Risk AnalysisCovenant Capacity AnalysisDownside Stress ScenariosPortfolio Risk ManagementTrade Finance Documentation

Soft Skills

Independent JudgmentCommunication SkillsRelationship BuildingCollaborationProblem Solving

Industry Keywords

Corporate BankingStructured FinanceCredit AgreementsISDA Master AgreementsCSA DocumentationLeasing AgreementsTrade Finance InstrumentsGovernance FrameworksApproval ProcessesEmerging Credit Risks

About the role

Key responsibilities & impact

Lead independent underwriting and credit assessment of corporate clients across relationship banking products
Evaluate complex transaction structures, repayment capacity, collateral, legal structure, counterparty risk, and transaction-specific risks
Perform financial analysis covering historical performance, projected cash flows, liquidity, leverage, covenant capacity, sensitivities, and downside stress scenarios
Review and assess credit agreements, security documents, borrowing base provisions, trade finance documentation, leasing agreements, intercreditor agreements, ISDA Master Agreements, CSA documentation, guarantees, and related legal agreements
Present independent credit recommendations and risk opinions to senior management and Credit Committees
Manage an assigned portfolio through monitoring, annual reviews, amendments, restructurings, waivers, and early identification of emerging credit risks
Collaborate with Relationship Managers, Product Specialists, Legal, Operations, and other stakeholders
Support underwriting across industry sectors and assume responsibility for new sectors or portfolios as priorities evolve
Contribute to improvements in credit processes, underwriting standards, and portfolio risk management practices

Requirements

What you’ll need

7–10 years of progressive experience in credit risk management, with a strong focus on corporate and structured finance within a corporate or commercial banking environment
Deep expertise in credit underwriting, financial analysis, and risk assessment across complex structures and products
Strong working knowledge of loan documentation, trade finance instruments, and ISDA agreements
Demonstrated ability to exercise independent judgment and make sound risk decisions in high-value, complex transactions
Excellent communication skills, with the ability to articulate risk positions clearly to senior stakeholders and credit committees
Strong understanding of corporate banking policies, procedures, governance frameworks, and approval processes, including U.S. lending regulations
Track record of building effective relationships with internal partners, peers, and external stakeholders to deliver timely, high-quality credit decisions
Bachelor’s degree in Finance, Accounting, or a related field
Employment eligibility to work with BBVA in the U.S. is required; the company will not pursue visa sponsorship

Benefits

Comp & perks

Generous employee benefits package
Discretionary bonus