Senior Data Scientist – Credit Risk

BIP Brasil

. Develop statistical models for all of Bip Brasil’s business segments, from initial data processing through technical documentation of the solution .

Posted 10/22/2026full-timeSão Paulo • BrazilSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in statistical modeling and predictive analytics, utilizing programming languages such as SAS, R, and Python. Capable of developing BI solutions and collaborating with business teams to enhance data-driven decision-making.

Highest-signal resume keywords

Statistical ModelingSAS ProficiencyPython ProficiencyCredit Risk ModelsBI Software Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Statistical ModelingPredictive ModelingMachine LearningDatabase ManipulationVariable SelectionData ProcessingSASRPythonCredit Risk Models

Soft Skills

Inquisitive MindsetLogical ReasoningEntrepreneurial Mindset

Tools & Technologies

BI SoftwareAWSGCPMicrosoft Technologies

Industry Keywords

Agile EnvironmentBusiness ConsultingData Science Practices

Tech Stack

Tools & technologies

AWSGoogle Cloud PlatformPython

About the role

Key responsibilities & impact

Develop statistical models for all of Bip Brasil’s business segments, from initial data processing through technical documentation of the solution
Build predictive and machine learning models
Develop analytics and BI solutions to deliver the best solution and customer experience
Maintain direct contact with the business consulting team to understand challenges and potential solutions
Develop models using different statistical methodologies and programming languages across a range of challenges and business areas
Suggest new approaches, techniques, or technologies to advance data science practices and add value for users and clients

Requirements

What you’ll need

Bachelor’s degree required; all fields of study are welcome
Previous experience in statistical modeling
Understanding of the modeling process, including developing code for database manipulation; variable selection, processing, and analysis; and discussions with business teams
Proficiency in SAS, R, or Python, including the development of macros and functions
Inquisitive mindset with strong logical reasoning skills
Entrepreneurial mindset, with an appetite for business challenges and an interest in working in the dynamic consulting environment
Previous experience with credit risk models: scorecards, PD, EAD, and LGD
Proficiency in more than one programming language
Hands-on experience with BI software
Experience working on projects using AWS, GCP, or Microsoft technologies
Experience working in an agile environment

Benefits

Comp & perks

All Points (points program for flights and accommodations)
Medical insurance
Dental insurance
Life insurance
Pet insurance plan
Mobility benefits, including fuel and Uber/99 options
Flex Reimbursement (glasses, vaccines, education, concerts, and more)
Meal and/or food allowance
Birthday day off
Wellhub (formerly Gympass)
Alelo Club, offering discounts at various stores and pharmacies
180-day maternity leave
30-day paternity leave
Childcare assistance during the baby’s first year
Transportation allowance, according to project or department needs
Annual bonus program
Commission for referring new clients
A global TRAINING and DEVELOPMENT center with the latest content and courses available in the market
Flex Time—a dedicated period each week for your professional development
Mentoring programs with leaders recognized in their fields
Semiannual performance reviews
Feedback culture and recurring 1:1 meetings with your manager and team
Personalized Development Plan support
Darwin—a global development program for young talent
Grounding—a global training program for newly hired professionals
Induction—international onboarding
Spinnaker—training focused on strategic skills for Managers and Senior Managers