Senior Manager, Credit Strategy – Analytics

BMO U.S.

. Design and conduct analytics to assess, understand, and identify emerging credit risk trends and behaviors .

Posted 9/15/2026full-timeRemote • Arizona • United StatesSenior💰 $85,000 - $180,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit risk analysis, program management, and regulatory compliance, with a strong focus on data-driven decision-making and stakeholder communication. Capable of leading strategic initiatives and managing complex risk programs while fostering collaboration across teams.

Highest-signal resume keywords

Credit Risk AnalysisProgram ManagementData-Driven Decision-MakingRegulatory ComplianceStakeholder Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Quantitative AnalysisQualitative AnalysisRisk Appetite AssessmentData ReportingProcess ImprovementRisk Management FrameworkEvidence-Based ControlsRegulatory Requirements InterpretationPerformance MonitoringStrategic Execution Roadmaps

Soft Skills

Verbal CommunicationWritten CommunicationAnalytical Problem-SolvingInfluence SkillsCollaboration Skills

Industry Keywords

Credit StrategyRisk ManagementRegulatory Program DeliveryRisk MitigationChange Management

About the role

Key responsibilities & impact

Design and conduct analytics to assess, understand, and identify emerging credit risk trends and behaviors
Recommend changes to credit strategy based on quantitative and qualitative analysis, Risk Appetite, and business objectives
Manage and deliver data, reporting, and analysis to support the Indirect business
Identify opportunities to improve processes and analytics methods
Develop presentations to communicate results to key stakeholders and forums
Manage reporting and monitoring of credit quality, operations, and performance
Contribute to regulatory program delivery across applicable Tier 1 Risk Types
Design, develop, automate, and coordinate evidence-based controls across financial and non-financial risks
Advise senior leaders on strategy, initiatives, regulatory matters, and risk requirements
Serve as a subject matter expert on regulations, policies, internal controls, and risk management
Manage complex risk programs, frameworks, projects, and initiatives
Monitor industry and legislative developments and update programs
Interpret regulatory requirements, identify gaps, and support risk mitigation action plans
Recommend business priorities, resource requirements, and strategic execution roadmaps
Lead strategic initiatives, change management programs, and operational programs
Conduct independent analysis and assessment to resolve strategic issues
Build relationships and align internal and external stakeholders
Monitor performance and address issues
Develop, document, maintain, and communicate business procedures
Track exception and exemption requests and approvals
Facilitate training and promote a culture of risk identification and management
Support risk management programs, policies, processes, controls, self-assessments, remediation, measurement, and reporting
Support audits and regulatory examinations and develop action plans
Analyze program impact and effectiveness through periodic reviews
Recommend program, policy, and process adjustments
Make risk-informed decisions within BMO’s Risk Management Framework and approved Risk Appetite
Operate at an enterprise-wide level as a specialist resource to senior leaders and stakeholders
Implement changes in response to shifting trends
Perform other broader work or accountabilities as assigned

Requirements

What you’ll need

Typically 7+ years of relevant experience
Post-secondary degree in a related field of study or an equivalent combination of education and experience
Expert program management skills
In-depth / Expert verbal and written communication skills
In-depth / Expert analytical and problem-solving skills
In-depth / Expert influence skills
In-depth / Expert collaboration and team skills, with a focus on cross-group collaboration
Ability to manage ambiguity
In-depth / Expert data-driven decision-making skills
Seasoned professional with a combination of education, experience and industry knowledge

Benefits

Comp & perks

Health insurance
Tuition reimbursement
Accident insurance
Life insurance
Retirement savings plans
Performance-based incentives
Discretionary bonuses
Other perks and rewards
In-depth training and coaching
Manager support
Network-building opportunities
Reasonable accommodations for individuals with disabilities