VP, Portfolio Manager – CRE

BMO U.S.

. Jointly manage new Commercial Real Estate loan requests with the Relationship Manager while protecting the Bank .

Posted 10/2/2026full-timeUnited StatesLead💰 $90,000 - $180,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Commercial Real Estate lending, including analysis, structuring, and negotiation of transactions, while ensuring compliance with regulatory and risk management standards. Proven ability to manage client relationships, enhance portfolio performance, and lead cross-selling initiatives.

Highest-signal resume keywords

Commercial Real Estate LendingLoan DocumentationCredit Risk AnalysisBusiness DevelopmentPortfolio Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisDeal StructuringLoan ClosingConstruction Draw AdministrationCredit QualificationRisk Management PracticesAnalytical SkillsCredit TrainingPortfolio MonitoringCovenant Monitoring

Soft Skills

Interpersonal SkillsRelationship BuildingWritten CommunicationOral CommunicationPersuasive Advocacy

Tools & Technologies

MS ExcelMicrosoft OfficeDatabase Management Tools

Certifications & Qualifications

Commercial Credit Qualification

Industry Keywords

Commercial Real EstateFinancial ServicesLending ProcessesInvestor-Owned PropertiesCross-Selling InitiativesClient SolutionsComplianceRisk ManagementCustomer ServiceLoan Portfolio Management

About the role

Key responsibilities & impact

Jointly manage new Commercial Real Estate loan requests with the Relationship Manager while protecting the Bank
Interact with clients to enhance their relationship with the Bank
Monitor client portfolio performance and complete loan reviews and renewals on time
Monitor covenants and other credit conditions
Analyze investor-owned properties and markets nationwide to evaluate repayment ability, credit risk, and collateral valuations
Generate client solutions, pursue marketing efforts, and cover clients with Relationship Managers
Manage client solution opportunities within portfolios
Coordinate lending proposals and pitches for prospective clients
Lead cross-selling initiatives and increase client share of wallet
Provide deal structuring expertise
Negotiate transactions and loan documentation
Manage Commercial Real Estate loan portfolios, including reviews, renewals, modifications, and interim monitoring
Complete site inspections at origination and annually thereafter
Ensure credit decisions comply with sound credit-granting principles and Bank policies
Protect Bank assets through compliance with lending, legal, ethical, regulatory, audit, and risk-management requirements
Exercise authorized lending discretion and approval limits
Follow Know Your Customer and anti-money-laundering procedures
Prepare or oversee concise credit correspondence
Obtain credit concurrence as client advocate
Monitor covenants and asset/client performance to identify deterioration and ensure compliance
Manage high-risk loans and transfer them to Special Assets Monitoring Unit when appropriate
Maintain client contact with Relationship Managers
Work with specialists on cross-sell opportunities
Maintain and promote a customer service environment
Manage workflow in alignment with departmental goals
Mentor, coach, and support career development of analysts and associates

Requirements

What you’ll need

Undergraduate degree preferred in Commercial Real Estate, Finance, Economics, or Accounting
7-10 years of proven experience in analysis, structuring, and negotiating Commercial Real Estate lending transactions
Experience with all investor-owned property types
Experience with loan documentation, loan closing, and construction draw administration
Minimum of 10 years in the financial services industry in a corporate lending environment developing business
Commercial Credit Qualification with Limits
In-depth understanding of Commercial Real Estate products, lending processes, directives, supporting processes, and technology
In-depth knowledge of organizational lending and portfolio management policies and objectives
Formal credit training and prior lending authority
Working knowledge of risk management practices and strategies
Highly developed written and oral communication skills
Exceptional analytical skills
Expertise in financial computer applications and database management tools, including MS Excel
Strong proficiency in Microsoft Office products and the Internet
Strong interpersonal skills and relationship-building ability
Excellent business development and cross-selling abilities
Ability to advocate persuasively
Ability to work under limited supervision

Benefits

Comp & perks

Performance-based incentives
Discretionary bonuses
Health insurance
Tuition reimbursement
Accident insurance
Life insurance
Retirement savings plans
In-depth training and coaching
Manager support
Network-building opportunities
Tools and resources to reach new milestones
Reasonable accommodations for individuals with disabilities