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BNY

Senior Specialist, Credit Management

BNY

. Analyze complex entities and structures to evaluate business justification for Institutional Bank credit requests .

Posted 10/15/2026full-timeNew York City • New York • United StatesSenior💰 $59,000 - $114,000 per yearWebsite

Tech Stack

Tools & technologies
PythonSQL

About the role

Key responsibilities & impact
  • Analyze complex entities and structures to evaluate business justification for Institutional Bank credit requests
  • Support the Bank's overall credit strategy
  • Drive business review processes for credit transactions
  • Review transaction term sheets, client revenue trends, and relationship-growth opportunities
  • Calculate returns on capital required for exposures
  • Evaluate exposure and revenue relative to other lenders
  • Work with business partners to establish business justification for credit requests
  • Conduct research and analysis supporting credit origination, underwriting, documentation, and monitoring
  • Assist lenders and management with existing credit portfolio monitoring, underwriting, and ad hoc research
  • Advise business partners on regulatory capital and liquidity implications of committed and uncommitted exposures
  • Develop and maintain internal stakeholder relationships
  • Support AI-enabled special projects and team investment-performance objectives

Requirements

What you’ll need
  • Bachelor's degree, related technical discipline, or equivalent combination of education and experience is required
  • Experience in credit, lending, banking, or financial and risk analysis preferred
  • Appreciation for regulatory capital and liquidity preferred
  • 3-5 years of total work experience preferred
  • Demonstrated expertise in Microsoft Excel required
  • Experience with coding languages such as Python or SQL welcomed but not mandatory
  • Team-oriented approach
  • Demonstrated self-starter mindset
  • No direct-report management requirement

Benefits

Comp & perks
  • Highly competitive compensation
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Basic life insurance
  • 401(k) plan
  • Paid vacation time
  • Paid sick time
  • Paid volunteer time
  • Flexible global resources and tools
  • Wellbeing programs
  • Annual discretionary incentive award eligibility