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Tech Stack
Tools & technologiesPythonSQL
About the role
Key responsibilities & impact- Analyze complex entities and structures to evaluate business justification for Institutional Bank credit requests
- Support the Bank's overall credit strategy
- Drive business review processes for credit transactions
- Review transaction term sheets, client revenue trends, and relationship-growth opportunities
- Calculate returns on capital required for exposures
- Evaluate exposure and revenue relative to other lenders
- Work with business partners to establish business justification for credit requests
- Conduct research and analysis supporting credit origination, underwriting, documentation, and monitoring
- Assist lenders and management with existing credit portfolio monitoring, underwriting, and ad hoc research
- Advise business partners on regulatory capital and liquidity implications of committed and uncommitted exposures
- Develop and maintain internal stakeholder relationships
- Support AI-enabled special projects and team investment-performance objectives
Requirements
What you’ll need- Bachelor's degree, related technical discipline, or equivalent combination of education and experience is required
- Experience in credit, lending, banking, or financial and risk analysis preferred
- Appreciation for regulatory capital and liquidity preferred
- 3-5 years of total work experience preferred
- Demonstrated expertise in Microsoft Excel required
- Experience with coding languages such as Python or SQL welcomed but not mandatory
- Team-oriented approach
- Demonstrated self-starter mindset
- No direct-report management requirement
Benefits
Comp & perks- Highly competitive compensation
- Medical insurance
- Dental insurance
- Vision insurance
- Basic life insurance
- 401(k) plan
- Paid vacation time
- Paid sick time
- Paid volunteer time
- Flexible global resources and tools
- Wellbeing programs
- Annual discretionary incentive award eligibility
