Principal Account Manager, Product & New Accounts

Bread Financial

. Develop strategies for product offerings, capabilities, features, and new account acquisition to drive growth of assigned credit card portfolios .

Posted 10/28/2026full-timeUnited StatesLead💰 $139,800 - $223,700 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Account Management, Product Management, and Marketing with a strong focus on strategic planning and performance metrics. Proven ability to lead complex initiatives, manage senior-level stakeholder relationships, and drive growth in credit card portfolios.

Highest-signal resume keywords

Account ManagementCredit Card Portfolio ManagementStrategic Client RelationshipsPerformance Metrics AnalysisProject Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AcumenExpense ManagementLong Term PlanningPortfolio Management StrategiesData Analysis

Soft Skills

NegotiationCollaborationProblem SolvingCommunication

Industry Keywords

Credit Card Product LaunchesRetail PartnershipsPLCC ProgramsMatrix EnvironmentC-Suite Presentations

About the role

Key responsibilities & impact

Develop strategies for product offerings, capabilities, features, and new account acquisition to drive growth of assigned credit card portfolios
Support and nurture brand partner relationships for growth and retention
Present to C-suite stakeholders and advocate for brand partners while meeting business objectives
Remove internal roadblocks and initiate escalations
Set objectives, negotiate outcomes, and collaborate with matrix teams including Credit Management, Field, Portfolio Analytics, and Marketing
Work cross-functionally with digital, capabilities, technology, operations, and fraud teams
Resolve complex problems impacting multiple teams or the organization
Identify strategic portfolio needs and request annual/quarterly acquisition plans
Ensure plans align with P&L and long-term goals; present plans and gain client approval
Share strategy briefs and deadlines for ongoing campaigns
Assess and prioritize capabilities and new capability turn-ons
Build business cases and ensure the correct product mix based on business needs and P&L impact
Lead complex analytics to predict performance trends and guide strategic decisions
Integrate data from multiple sources to provide a holistic performance view
Identify process optimization and innovation opportunities through advanced data analysis
Drive value proposition strategy and manage P&L impacts
Lead acquisition and new account forecasts using cross-functional data
Allocate resources efficiently and remove barriers to achieve goals

Requirements

What you’ll need

Bachelor’s Degree in Business Administration, Marketing or related field of study or equivalent, relevant work experience
10-13 years experience in Account Management, Sales, Finance, Product Management, Project Management, Marketing, credit card portfolio management
Experience leading complex initiatives in a highly matrixed environment
Experience managing strategic client relationships and senior-level stakeholders
Experience leading credit card product launches, retail partnerships, or PLCC programs
Experience using performance metrics and data to guide strategic decisions
Expense Management
Long Term Planning
Marketing
Financial Acumen
Account Management
Project Management
Portfolio Management Strategies
Ability to travel up to 10% quarterly
Must be work authorized in the United States on a full time basis without sponsorship now or in the future
The Company cannot offer employment to F-1 (student) visa holders

Benefits

Comp & perks

Medical, prescription drug, dental, vision, and other voluntary benefits
Basic and optional life insurance
Supplemental medical plans
Short- and long-term disability
Six weeks of 100% paid parental leave after a 180-day waiting period
401(k) plan with immediate enrollment
11 paid holidays
Flexible Time Off (FTO) program
Paid Sick and Safe Time (PSST)
Illinois Paid Leave for Illinois associates
Ability to purchase company stock during offering periods in June and December
Annual incentive bonus based on individual and company performance
Career development opportunities
Remote or hybrid work arrangements
Periodic travel to brand partner offices and events