Head of Risk and Compliance

BreakmarkHR

. Establish and manage the local AML/CFT framework, including beneficial ownership verification, PEP and sanctions screening, transaction monitoring, Travel Rule compliance, and reporting to COAF .

Posted 10/4/2026full-timeBrazilLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in establishing and managing AML/CFT frameworks, regulatory compliance, and risk management within Brazilian financial institutions. Proficient in developing policies and controls that align with both local and global regulatory requirements.

Highest-signal resume keywords

AML/CFT Framework ManagementRegulatory ComplianceRisk ManagementBCB Circular 3,978/2020 FamiliarityFluency in Portuguese and English

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Beneficial Ownership VerificationPEP ScreeningSanctions ScreeningTransaction MonitoringTravel Rule ComplianceCompliance Due DiligenceRisk AssessmentsInternal ControlsCOAF ReportingRegulatory Capital Requirements

Soft Skills

Strong JudgmentClear CommunicationHands-On Approach

Certifications & Qualifications

Eligibility for BCB Approval as a Statutory Officer

Industry Keywords

Brazilian Financial InstitutionsBankingPayment InstitutionsVirtual Asset Service ProvidersRegulatory RequirementsOperational RiskSecond-Line OversightCompliance FrameworksCritical VendorsLiquidity Providers

About the role

Key responsibilities & impact

Establish and manage the local AML/CFT framework, including beneficial ownership verification, PEP and sanctions screening, transaction monitoring, Travel Rule compliance, and reporting to COAF
Implement an integrated risk management framework
Oversee regulatory capital requirements
Maintain operational risk records and report to the Board
Conduct compliance due diligence and ongoing risk assessments for banking and Banking-as-a-Service partners, liquidity providers, and critical vendors
Serve as the primary contact for BCB, COAF, and external auditors on risk and compliance matters
Develop policies, controls, and reporting processes meeting Brazilian regulatory requirements and aligning with the company’s global framework
Work with commercial, operations, product, and technology leaders to embed effective controls as the Brazilian operation grows
Build and lead the risk, compliance, and internal control frameworks for the Brazilian operation
Lead second-line oversight across local operations and support a compliant, scalable launch

Requirements

What you’ll need

At least eight years of experience in senior risk or compliance roles within regulated Brazilian financial institutions, such as banks, payment institutions, or virtual asset service providers
Deep knowledge of Brazilian AML/CFT requirements, financial regulation, risk management, internal controls, and COAF reporting systems
Familiarity with BCB Circular 3,978/2020 and Resolutions 520/2025, 260/2022, and 265/2022
Experience engaging directly with regulators and external auditors
Ability to translate regulatory requirements into practical policies, processes, and controls
Strong judgment, clear communication, and a hands-on approach to building a new operation
Fluency in Portuguese and English
Residency in Brazil
Unblemished professional reputation
Eligibility for BCB approval as a statutory officer