Credit & Audit Review Analyst IV

Busey

. Assess, identify, and report on credit risks and the overall quality of the Bank's loan portfolio through loan file and portfolio examinations, stress testing, and timely submission of reports to the Director of Loan Review .

Posted 10/15/2026full-timeUnited StatesSeniorLead💰 $98,000 - $125,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit risk assessment, loan portfolio analysis, and financial reporting, with a strong focus on training and mentoring junior staff. Proficient in project management and quality control processes within commercial lending environments.

Highest-signal resume keywords

Credit AnalysisLoan ReviewFinancial Statement AnalysisProject ManagementTraining and Mentoring

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Commercial Loan ReviewCredit FundamentalsFinancial RatiosAccounting SkillsLoan Documentation Knowledge

Soft Skills

CollaborationCommunicationMentoring

Tools & Technologies

Microsoft OfficeLoan Review System

Industry Keywords

Credit RiskLoan PortfolioQuality ControlDue DiligenceFinancial Exception Reporting

About the role

Key responsibilities & impact

Assess, identify, and report on credit risks and the overall quality of the Bank's loan portfolio through loan file and portfolio examinations, stress testing, and timely submission of reports to the Director of Loan Review
Support third-party review consultants through project setup, system/hardware access requests, system training, request materials, financial and documentation research, and quality control review of financial exception reporting
Prepare monthly and quarterly loan reports supplementing testing and analytics
Participate in and facilitate risk grade change meetings with Commercial Lending and Credit Administration
Collaborate with committees and special project groups
Develop training programs and materials, train new Credit/Audit Review Analysts, and mentor Credit/Audit Review Analysts
Recommend process and procedural improvements to the Director
Complete scheduled reviews for borrowers of any size, focusing on largest borrowers/relationships and complex transactions with limited Director support
Perform first-level quality control reviews of third-party reviews and provide feedback to the Director
Perform project management tasks, including sample selection or assignment, project monitoring, and status reporting
Perform quality control reviews and provide detailed feedback to Credit/Audit Review Analysts I through III
Prepare and present management summary reports for Loan Review or special projects
Attend and present at quarterly management meetings
Perform due diligence reviews for potential acquisitions
Administer the Loan Review System

Requirements

What you’ll need

Bachelors degree in finance, accounting, or economics
10+ years of commercial loan review and/or credit analysis experience, including training/supervising junior staff
Basic accounting skills
Basic understanding of financial statements
Credit fundamentals including loan structures and credit analytic ratios, including balance sheet, cash flow, and other performance ratios/metrics
General loan and collateral documentation knowledge
Basic Microsoft Office skills, focused on Word and Excel

Benefits

Comp & perks

Bonus or incentives based on company and individual performance
401(k) match
Profit sharing
Employee stock purchase plan
Paid time off
Medical insurance
Dental insurance
Vision insurance
Company-paid life insurance
Long-term disability
Supplemental voluntary life insurance
Short-term disability
Wellness incentives
Employee assistance program
Pre-tax health savings accounts
Flexible spending accounts