EPP Clerk

Busey

. Generate, review, and distribute daily ACH processing reports for billers, clients, and internal stakeholders .

Posted 10/30/2026full-timeChampaign • Illinois • United StatesJuniorMid-Level💰 $19 - $24 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in ACH payment processing, including the generation and validation of ACH batch files, compliance with NACHA rules, and effective resolution of transaction exceptions. Strong analytical skills and attention to detail are essential for maintaining accuracy and efficiency in a high-volume banking operations environment.

Highest-signal resume keywords

ACH Payment ProcessingNACHA Operating RulesPayment Processing PlatformsAnalytical SkillsCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

ACH Batch File ProcessingTransaction ValidationQuality Control ReviewsReconciliationException ManagementRisk Monitoring PracticesDispute Management ProceduresFederal Notices of ChangeData Tracking and ReportingPayment Risk Management Tools

Soft Skills

Attention to DetailMultitaskingCritical ThinkingAdaptabilityInitiative

Tools & Technologies

Payment Processing ApplicationsSecure File TransmissionsSpreadsheetsDatabasesReporting Tools

Industry Keywords

Banking OperationsTreasury Management ServicesEnterprise Payment ProcessingReal-Time PaymentsFraud Prevention Controls

About the role

Key responsibilities & impact

Generate, review, and distribute daily ACH processing reports for billers, clients, and internal stakeholders
Create and process ACH batch files through internal systems and payment processing applications
Validate ACH batch files, transaction details, and control totals before transmission
Perform quality control reviews of batch files and balancing activities completed by other ACH team members
Upload and transmit ACH files to banking partners according to processing schedules and procedures
Process POP, WEB, and other ACH transaction types, including associated files and reports
Process ACH returns, chargebacks, re-originations, and related exception transactions
Research returned and exception items to determine root cause and resolution
Make transaction decisions and execute corrective actions based on research findings and guidelines
Investigate ACH exceptions, processing errors, rejects, and out-of-balance conditions using multiple systems and reporting tools
Monitor ACH processing queues and meet daily production deadlines and service-level expectations
Process Federal Notices of Change, update customer information, and complete account maintenance
Maintain tracking logs, spreadsheets, databases, and operational reports
Generate and distribute client-specific reports and notifications
Perform specialized processing for designated billers and clients
Reconcile daily ACH activity across processing systems, settlement reports, and bank records
Record settlement offsets and provide documentation for accounting and reconciliation
Partner with Accounting, Service Support, Research, Banking Operations, and other departments to resolve discrepancies
Identify trends, recurring issues, and process improvement opportunities
Maintain compliance with company policies, NACHA rules, banking regulations, and internal controls
Participate in cross-training and provide backup support for ACH and payment-processing functions

Requirements

What you’ll need

College degree preferred; equivalent work experience in lieu of degree is acceptable
Minimum of two years of direct experience in banking operations, treasury management services, or enterprise payment processing (ACH, real-time payments such as Zelle® or FedNow®)
Prior experience working with payment processing platforms, secure file transmissions, and payment risk management tools preferred
Strong understanding of ACH payment processing rules and NACHA Operating Rules
Familiarity with real-time payment platforms (e.g., Zelle®, FedNow®) and corresponding operational workflows
Knowledge of risk monitoring practices, dispute management procedures, and fraud prevention controls related to payment processing
Ability to interpret and apply payment system regulations and compliance standards
Strong oral and written communication skills with the ability to interact professionally across business units and external partners
High attention to detail and accuracy, with the ability to maintain focus over extended periods
Proven ability to multitask, prioritize, and work independently in a fast-paced, high-volume environment
Strong analytical and critical thinking skills; able to identify problems, evaluate options, and implement effective solutions independently
Demonstrated flexibility to adapt to change, evolving technology, and new payment processing platforms
Desire and initiative to recommend process improvements and new approaches within established operational guidelines

Benefits

Comp & perks

Bonus or incentives based on company and individual performance
401(k) match
Profit sharing
Employee stock purchase plan
Paid time off
Medical insurance
Dental insurance
Vision insurance
Company-paid life insurance
Long-term disability insurance
Supplemental voluntary life insurance
Short-term disability insurance
Wellness incentives
Employee assistance program
Pre-tax health savings accounts
Flexible spending accounts