Executive Credit Officer

Busey

. Manage Busey’s Commercial Approval and Underwriting Processes for supported regions .

Posted 11/3/2026full-timeUnited StatesSeniorLead💰 $260,000 - $300,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in Commercial Credit Management, including credit analysis, underwriting processes, and regulatory compliance. Proven ability to lead teams, develop borrower relationships, and drive operational excellence in credit decision-making.

Highest-signal resume keywords

Commercial Credit ExperienceLeadership and Management SkillsCredit Analysis and ApprovalRegulatory Compliance KnowledgeMicrosoft Office Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisUnderwriting ProcessesRisk Rating SystemsLoan StructuringPortfolio Performance MonitoringCredit Risk AssessmentRegulatory Loan GradesCECL AnalysisDecision-MakingOperational Efficiency

Soft Skills

Communication SkillsInterpersonal SkillsOrganizational SkillsAnalytical SkillsCritical Thinking

Certifications & Qualifications

Bachelor’s Degree in Business or Finance

Industry Keywords

Commercial BankingCredit PolicyRisk MitigationBusiness DevelopmentCredit Counseling

About the role

Key responsibilities & impact

Manage Busey’s Commercial Approval and Underwriting Processes for supported regions
Serve as a credit resource for business lines and work with senior management on corporate initiatives
Develop and maintain borrower relationships while monitoring portfolio performance and credit risk
Maintain current and accurate risk rating systems, regulatory loan grades, and PD/LGD assessments
Review and approve field examinations, audits, loan reviews, regulatory examinations, ALSRs, non-accrual recommendations, charge-offs, TDR assessments, CECL analyses, and reserve recommendations
Monitor borrower performance and emerging risks and ensure timely resolution of credit concerns
Provide credit counseling and guidance on transaction analysis and structuring
Facilitate credit analysis, loan structuring, and decision-making for new credit requests and relationship renewals
Partner with Relationship Managers, Credit Analysts, Underwriters, and stakeholders on deal structure and risk mitigation
Build partnerships with Commercial Banking teams through communication, leadership meetings, and regional and remote office visits
Support client calling activities and business development efforts
Lead, coach, and develop Credit Officers and Commercial Underwriters
Provide oversight for timely, accurate, and well-reasoned credit recommendations
Ensure adherence to credit policy, regulatory requirements, and sound underwriting practices
Manage underwriting workflows with Regional Presidents and banking leadership
Oversee resource allocation and process efficiency
Drive consistency, accountability, and operational excellence throughout the credit approval process

Requirements

What you’ll need

Bachelor’s degree with a concentration in Business or Finance required
15+ years of Commercial Credit experience with prior single signature approval authority required
15+ years’ experience in a progressive management/leadership role required
Proficient knowledge of Microsoft Office required
Excellent oral and written communication skills
Strong interpersonal, organizational, analytical, presentation, and critical thinking skills
Comprehensive knowledge of the overall departmental function, including expert knowledge in Busey’s Commercial/Credit line of business
Ability to provide accurate and timely Commercial Analysis and Approval
Ability to take independent action within established options and develop new procedures and approaches to problems when necessary
Ability to analyze situations and solve problems
Ability to perform duties and make decisions under frequent time pressures

Benefits

Comp & perks

Bonus or incentives based on company and individual performance
401(k) match
Profit sharing
Employee stock purchase plan
Paid time off
Medical insurance
Dental insurance
Vision insurance
Company-paid life insurance
Long-term disability insurance
Supplemental voluntary life insurance
Short-term disability insurance
Wellness incentives
Employee assistance program
Pre-tax health savings accounts
Flexible spending accounts