Fractional CFO

Business Financial Group

. Strengthen the client’s weekly cash flow visibility and improve forecasting reliability .

Posted 11/11/2026part-timeRemote • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in cash flow management, financial forecasting, and liquidity planning, with a strong ability to analyze financial data and provide actionable recommendations. Proficient in QuickBooks Online and Clockwork, with a solid understanding of U.S. accounting practices and financial reporting.

Highest-signal resume keywords

Cash Flow ManagementFinancial ForecastingQuickBooks OnlineClockworkFinancial Analysis

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Cash Flow ManagementFinancial ForecastingFinancial AnalysisDebt SchedulesAccounts Receivable AnalysisAccounts Payable AnalysisExcelGoogle SheetsLiquidity PlanningVariance Analysis

Soft Skills

Clear CommunicationLeadershipSound JudgmentProblem-SolvingCollaboration

Tools & Technologies

QuickBooks OnlineClockworkSlackGoogle Drive

Certifications & Qualifications

CPACMACAMBA in Finance

Industry Keywords

U.S. Accounting PracticesFinancial StatementsInventory-Based BusinessesManufacturingBeverage ProductionSpiritsLender Reporting PackagesFinancing Applications

About the role

Key responsibilities & impact

Strengthen the client’s weekly cash flow visibility and improve forecasting reliability
Provide clear financial analysis for management decisions
Coordinate closely with the partner firm, BFG’s Fractional Controller, and the client’s accounting team
Review bank balances, expected customer collections, vendor payments, debt obligations, and other near-term cash commitments
Identify liquidity risks and decisions requiring management attention
Prepare a concise, one-page weekly cash flow summary before the scheduled Monday review meeting, including recommendations and follow-up actions
Participate in weekly cash flow reviews and progressively lead discussions under the agreed transition plan
Review and maintain financial projections in Clockwork
Perform weekly forecast-to-bank tie-outs and investigate material projected-versus-actual cash balance differences
Review recurring obligations, assumptions, and forecast mappings
Coordinate corrections with the Fractional Controller and monitor reconciliation against agreed variance tolerances
Monitor the timeliness and completeness of customer invoices and vendor bills in QuickBooks Online
Escalate material forecast-affecting delays to the partner firm on the same business day
Support analytical reviews of loan balances, advances, repayments, accrued interest, and inventory balances
Identify discrepancies and their reporting implications
Coordinate a financing support package containing trailing-twelve-month profit and loss, current balance sheet, year-to-date financial statements, debt schedule, accounts receivable aging, and a 13-week cash flow projection
Review the package for apparent inconsistencies and submit it to the partner firm for review and authorization before external distribution
Maintain the 90-day financial action tracker before each weekly meeting
Document progress, overdue actions, dependencies, and decisions needed
Coordinate financial findings and executive communications with the partner firm
Maintain confidentiality, document work and recommendations, track time against the agreed allocation, and flag additional capacity needs
Work within the defined scope; additional responsibilities require an agreed scope change

Requirements

What you’ll need

Bachelor’s degree in accounting, finance, or a related discipline
Substantial progressive finance experience, including responsibility as a CFO, Fractional CFO, Finance Director, or equivalent senior financial advisor serving U.S. businesses
Hands-on expertise in cash flow management, short-term liquidity planning, financial forecasting, and explaining forecast variances
Strong working knowledge of QuickBooks Online (QBO), financial statements, U.S. accounting practices, debt schedules, and accounts receivable and payable analysis
Experience with Clockwork or comparable forecasting software, with the ability to work independently in Clockwork following onboarding
Strong Excel or Google Sheets skills
Clear professional English
Confidence leading management discussions and sound judgment
Ability to turn financial findings into practical recommendations
Ability to deliver reliably within a limited monthly allocation, attend recurring meetings, and respond promptly during agreed communication windows
Resume submitted in PDF format
Preferred: CPA, CMA, CA, MBA in Finance, or comparable professional qualification
Preferred: Experience preparing lender reporting packages, supporting financing applications, and advising businesses with liquidity constraints
Preferred: Experience with inventory-based businesses, manufacturing, beverage production, or spirits; familiarity with Proof 8 is an advantage
Preferred: Prior fractional advisory or outsourced finance experience and collaboration through Slack and shared Google Drive workspaces

Benefits

Comp & perks

Part-time consulting engagement
Remote work arrangement
Scheduled U.S. business-hour meetings
Additional availability may be needed during initial stabilization