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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in analyzing financial statements, conducting credit investigations, and performing covenant monitoring within a commercial loan portfolio. Strong communication and customer service skills are essential for effective collaboration and reporting.
Highest-signal resume keywords
Financial Statement AnalysisCredit InvestigationCovenant MonitoringRisk AssessmentCustomer Service
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Cash Flow AnalysisFinancial AnalysisLoan ReviewProblem Loan ReportingIndustry Research
Soft Skills
Attention to DetailStrong Communication
Tools & Technologies
Financial Software
Certifications & Qualifications
Formal Certifications Equivalent to Bachelor's Degree
Industry Keywords
Commercial Loan PortfolioCredit UnionLoan CovenantsFinancial ConditionsCredit Information
About the role
Key responsibilities & impact- Complete analytical tasks associated with underwriting and monitoring the organization’s Commercial Loan Portfolio
- Spread and analyze business and personal financial statements and tax returns, accounts receivable and payable aging, inventory reports, and third-party appraisal reports
- Determine cash flow using appropriate software and cash flow models
- Analyze financial conditions, industries, and trends
- Conduct credit investigations and analyze credit information pertaining to loans
- Investigate available sources of credit and financial information
- Complete annual loan reviews, risk grades, and problem loan reports
- Collect financial information and perform covenant monitoring and testing
- Ensure credit files include proper documentation, current financial statements, and agency reports
- Review and report non-compliance with loan covenants
- Conduct industry research and assist with special projects as assigned
Requirements
What you’ll need- High school diploma or equivalent
- Three to five years of similar or related experience
- Bachelor’s degree or achievement of formal certifications recognized in the industry equivalent to a bachelor’s degree
- Exceptional customer service skills required
- Strong communication skills and attention to detail
- Must be able to work and travel to different credit union locations as determined by management
Benefits
Comp & perks- Competitive salary and benefits
- Opportunities for career growth
- Supportive team environment
- Remote option available
