Claim Representative III – Property

Capital Insurance Group

. Handle complex property, collapse, earth movement, and building/structure loss claims at the highest company-wide technical level .

Posted 9/18/2026full-timeRemote • California • United StatesSeniorLead💰 $77,406 - $129,010 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in handling complex property claims, including knowledge of civil and tort law, and the ability to communicate complex legal concepts effectively. Proven skills in negotiation, inspection, and mentoring within a claims environment.

Highest-signal resume keywords

Complex Claim HandlingNegotiation SkillsProperty Insurance KnowledgeLegal Concept CommunicationInspection of Properties

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims Law KnowledgeMathematics ProficiencyAccounting PracticesProperty InspectionClaims EvaluationClaims InvestigationContract InterpretationCritical Deadline ManagementMentoringNegotiation

Soft Skills

Communication SkillsOrganizational SkillsTeam SupportMentoring AbilityPrioritization

Certifications & Qualifications

Valid California Driver License

Industry Keywords

Property ClaimsCivil LawTort LawClaims AuditsAgency PartnershipsClaim ResolutionsCentral Valley Residency

About the role

Key responsibilities & impact

Handle complex property, collapse, earth movement, and building/structure loss claims at the highest company-wide technical level
Investigate, evaluate, and negotiate property claims
Support the team as technical supervisor during the manager’s absence
Assist with regional audits
Mentor less experienced Claim Representatives
Perform other duties assigned by the Claim Manager or Director
Conduct inspections of sites and properties
Communicate policy-contract interpretations and complex legal concepts
Work with agency partners and policyholders to achieve successful claim resolutions

Requirements

What you’ll need

College degree or equivalent experience
Seven (7) years of claim experience, including three years’ experience in handling complex claim files
Knowledge of current claims laws, specifically civil and tort law and current trends in Property insurance case law and issues
Good working knowledge of mathematics and common accounting practices relating to gross and net income or living-expense calculations
Strong negotiation skills
Ability to communicate complex legal concepts and policy-contract interpretation in writing and orally
Ability to plan, organize, and prioritize work under pressure of critical deadlines
Ability to perform inspections of sites and properties, including roofs, basements, and attics, potentially using ladders or stairs and kneeling, crawling, and bending
Maintain a valid California Driver License and operate a vehicle
Authorized to work in the United States without current or future visa sponsorship
Candidate resides in the Central Valley (Fresno, Visalia, Bakersfield territory)

Benefits

Comp & perks

Accrue twenty-one days of Paid Time Off during your first year
Up to eighty-seven percent of benefits covered by CIG for you and your family members
Medical, dental, vision plans
One hundred percent covered plans Basic Life & AD&D
Employee Assistance
Leave Management
Long Term Disability
Short Term Disability (Outside of CA)
Family Caregiver Support (Homethrive)
Child Care Resources (Tootris)
Business Travel Accident Protection
Voluntary benefit offerings
Short-term (CA only)
Voluntary Life AD&D self, spouse and child plans
Flexible Spending
Health Savings (HSA)
Hospital Indemnity
Accidental Injury
Critical Illness
ARAG Legal Services
Norton LifeLock
Nine paid holidays, plus two floating holidays
Above and Beyond Reward Recognition Program
Kudos & Shout Out Points Program
Quarterly Above and Beyond Bonus Program
Annual Above and Beyond Bonus Program
Competitive compensation
Spot Bonuses
Annual Incentive/Profit sharing program, potential payout annually based on company results
Discount partnerships
Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
Insurance Educational reimbursement and bonus programs
Employee Referral Bonus Program
Home and Auto Insurance Discount Program
Paid Volunteer Time
Retirement savings benefit (401k and Roth + match)
Health Savings Account match
Financial Wellness Resources
Wellness platform, tools and events