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Loan Officer
Century Communities. Continually identify, develop, and maintain customer financing objectives .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in loan origination, including knowledge of Conventional, FHA, and VA loan types, while providing exceptional customer service and maintaining strong professional relationships. Proficient in managing loan processes and documentation to ensure timely approvals and closings.
Highest-signal resume keywords
Loan OriginationNMLS LicenseFlorida Real Estate LicenseCustomer ServiceBilingual Spanish
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Loan Origination SystemsAUS (LP, DU)Conventional LoansFHA LoansVA LoansFinancial AnalysisDocumentation CollectionRate LockingProduction ManagementFirst-Time Home-Buyer Experience
Soft Skills
Professional Relationship BuildingDetail-OrientedOrganizational SkillsIndependent WorkCommunication Skills
Tools & Technologies
Encompass
Certifications & Qualifications
NMLS LicenseFlorida Real Estate License
Industry Keywords
Customer Financing ObjectivesLending ProgramsRegulatory RequirementsLoan ProductsInterstate TravelBuilder Experience
About the role
Key responsibilities & impact- Continually identify, develop, and maintain customer financing objectives
- Advise customers on product and pricing policies and guidelines
- Gather additional required customer information
- Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements
- Collect and analyze customer financial information and assess qualification for loan products
- Advise borrowers on risks, benefits, options, and variables of loan alternatives
- Discuss available loan products according to individual circumstances
- Obtain pertinent documentation to ensure loan approval
- Communicate with customers, sales associates, processing, underwriting, closing, title company, and builder
- Lock the rate
- Manage personal production and ensure timely, appropriate closings
- Meet or exceed company standards
- Provide professional customer service
- Perform other assigned duties
Requirements
What you’ll need- High production builder experience preferred
- Bilingual Spanish preferred
- Thorough knowledge of Conventional, FHA, and VA loan types
- First-time home-buyer experience is a plus
- Proficient with loan origination systems; Encompass is a plus
- Proficient with AUS (LP, DU)
- Proven track record of building and maintaining strong, professional business relationships
- Ability to handle a heavy workload with minimal supervision
- Must be available to travel interstate when needed
- Independent, reliable, detailed, focused, and organized
- Exceptional customer service skills
- Bachelor's degree preferred, or an equivalent combination of education and experience required
- 3+ years of experience originating loans; builder experience preferred
- Must be NMLS licensed in the state of residence
- Position requires a Florida Real Estate License
- Must be available to work remotely in Florida, Georgia, or South Carolina