Commercial Real Estate Portfolio Management Officer III

City National Bank of Florida

. Underwrite and process loans for new bank clients and new commercial real estate loans for existing clients .

Posted 9/29/2026full-timeMiami • Florida • United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in commercial real estate underwriting and portfolio management, with a strong focus on compliance with regulatory requirements and credit policies. Proficient in analyzing complex credit requests and maintaining effective relationships with clients and internal stakeholders.

Highest-signal resume keywords

Commercial Real Estate UnderwritingPortfolio ManagementCredit AnalysisMicrosoft Excel ProficiencyRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan UnderwritingCredit Risk AssessmentConstruction UnderwritingLoan Quality ControlFinancial AnalysisCredit Approval PackagesLoan Portfolio ManagementMarket ResearchAdverse Risk DocumentationProblem Solving

Soft Skills

Strong Verbal CommunicationEffective Written CommunicationDetail-OrientedOrganizational SkillsInterpersonal Skills

Tools & Technologies

Microsoft Office

Industry Keywords

Commercial Real EstateOCC Regulated InstitutionsC&I ExperienceLoan CovenantsRisk LeadershipAsset RecoveryBank ExaminersAuditorsLoan Review StaffIndustry Associations

About the role

Key responsibilities & impact

Underwrite and process loans for new bank clients and new commercial real estate loans for existing clients
Underwrite loan renewals as workflow requires
Maintain loan quality control and administer assigned loan portfolios
Underwrite and process complex commercial real estate credits, construction projects, and specialty property assets
Process renewals and modifications of existing credits
Perform or oversee timely annual loan reviews
Monitor loan covenants and assess changes in risk based on market and industry conditions
Monitor, maintain, and potentially grow loan portfolios with Relationship Managers
Support Relationship Managers in sales efforts, client and prospect calls, market research, and client-oriented projects
Maintain knowledge of client relationships and prospect opportunities
Ensure compliance with underwriting guidelines, credit policy, and regulatory requirements
Structure and underwrite new credit requests and prepare credit approval packages
Aggregate credit relationship details and perform quality control of supporting analyses
Gather client financial information for underwriting and portfolio servicing assignments
Advise the Real Estate Risk Director on adverse changes in loan risk profiles
Document risk rating changes and Watch List Action Plans and support transfers of underperforming credits to Asset Recovery
Participate in reviews by bank examiners, auditors, and loan review staff
Participate in industry associations, seminars, and activities
Conduct ad hoc projects as directed by risk leadership

Requirements

What you’ll need

10+ years of commercial real estate underwriting and/or portfolio management, preferably with OCC regulated institutions
Construction underwriting experience a plus
C&I experience with owner-occupied real estate a plus
Computer literate; fluency in Microsoft Office programs, particularly Excel analysis required
Strong verbal, written, and interpersonal skills
Effective report writing and other written communication skills
Detailed-oriented and organized
Ability to solve problems, make decisions, juggle underwriting of multiple deals, prioritize tasks, and meet required deadlines
Ability to highlight loan risks or problems or questions during deal underwriting and before finalizing analysis
Ability to make decisions quickly and confidently based upon analysis
Ability to work independently with minimal supervision
Clear verbal communication with internal and external customers and third-party participants as needed
Ability to establish and maintain effective internal and external work relationships
Bachelor's Degree in Accounting, Finance or Economics

Benefits

Comp & perks

Equal Opportunity Employer
Reasonable accommodations for the interview process in accordance with applicable law