Commercial Real Estate Portfolio Management Officer III

City National Bank of Florida

. Manage an assigned portfolio of commercial real estate loans .

Posted 9/23/2026full-timeMiami • Florida • United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in commercial real estate underwriting and portfolio management, with a strong focus on risk assessment, compliance, and client relationship management. Proficient in analyzing complex credit requests and maintaining loan portfolios while ensuring adherence to regulatory requirements.

Highest-signal resume keywords

Commercial Real Estate UnderwritingPortfolio ManagementRisk AssessmentCredit AnalysisMicrosoft Excel

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

UnderwritingCredit ProcessingLoan ReviewCovenant MonitoringFinancial AnalysisConstruction UnderwritingCredit Approval PackagesRisk-Rating DocumentationProblem SolvingDecision Making

Soft Skills

Verbal CommunicationWritten CommunicationInterpersonal SkillsDetail-OrientedOrganizational Skills

Tools & Technologies

Microsoft Office

Industry Keywords

Commercial Real EstateOCC Regulated InstitutionsLoan ModificationsAsset RecoveryMarket Research

About the role

Key responsibilities & impact

Manage an assigned portfolio of commercial real estate loans
Underwrite and process new credit requests, including complex credits and construction projects
Underwrite specialty property assets
Handle renewals and modifications of existing credits
Conduct annual loan reviews and monitor loan covenants
Assess risk changes based on market and industry conditions
Ensure compliance with underwriting guidelines, credit policy, and regulatory requirements
Structure and underwrite new credit requests and prepare credit approval packages
Aggregate credit relationship details and quality-control supporting analyses
Advise Real Estate Risk leadership of adverse changes in loan risk profiles
Monitor, maintain, and potentially grow loan portfolios with Relationship Managers
Process renewal and modification transactions for maturing credits
Gather client financial information for underwriting, annual reviews, and covenant testing
Document risk-rating changes, Watch List Action Plans, and transfers of underperforming credits to Asset Recovery
Support sales efforts, joint client and prospect calls, and market research projects
Develop knowledge of client relationships and prospect opportunities
Participate in examinations, audits, and loan portfolio reviews
Participate in industry associations, seminars, and market activities
Execute ad hoc projects as directed by the Real Estate Risk Manager or Director of Real Estate Risk
Report directly to the Real Estate Risk Manager or designee

Requirements

What you’ll need

10 years of commercial real estate underwriting and/or portfolio management experience, preferably with OCC regulated institutions
Construction underwriting experience is a plus
C&I experience with owner-occupied real estate is a plus
Computer literate; fluency in Microsoft Office programs, particularly Excel analysis required
Strong verbal, written, and interpersonal skills
Effective report writing and other written communication skills
Detailed-oriented and organized
Ability to solve problems, make decisions, juggle underwriting of multiple deals, prioritize tasks, and meet required deadlines
Ability to identify loan risks or problems during deal underwriting and before finalizing analysis
Ability to make decisions quickly and confidently based on analysis
Ability to work independently with minimal supervision
Clear verbal communication with internal and external clients and third-party participants as needed
Ability to establish and maintain effective internal and external work relationships
Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or an equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree

Benefits

Comp & perks

Hybrid workplace policy
Equal Opportunity Employer
Reasonable accommodations for interview participation in accordance with applicable law