Commercial Real Estate Portfolio Management Officer III

City National Bank of Florida

. Manage an assigned portfolio of commercial real estate loans .

Posted 9/29/2026full-timeMiami • Florida • United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in commercial real estate underwriting and portfolio management, with a strong focus on risk assessment, compliance, and client relationship management. Proficient in analyzing complex credit requests and managing loan portfolios effectively.

Highest-signal resume keywords

Commercial Real Estate UnderwritingPortfolio ManagementRisk AssessmentCredit AnalysisMicrosoft Excel

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

UnderwritingCredit ProcessingLoan ReviewCovenant MonitoringFinancial AnalysisConstruction UnderwritingCredit Approval PackagesRisk-Rating DocumentationPortfolio ServicingProblem Identification

Soft Skills

Verbal CommunicationWritten CommunicationInterpersonal SkillsDetail-OrientedOrganizational Skills

Tools & Technologies

Microsoft Office

Industry Keywords

Commercial Real EstateOCC Regulated InstitutionsC&I ExperienceLoan ModificationsAsset Recovery

About the role

Key responsibilities & impact

Manage an assigned portfolio of commercial real estate loans
Underwrite and process new credit requests, including complex credits and construction projects
Underwrite specialty property assets
Handle renewals and modifications of existing credits
Conduct annual loan reviews
Monitor loan covenants and assess risk changes based on market and industry conditions
Ensure compliance with underwriting guidelines, credit policy, and regulatory requirements
Structure and underwrite new credit requests and prepare credit approval packages
Aggregate credit relationship details and quality-control supporting analyses
Advise the Real Estate Risk Manager and/or Director of Real Estate Risk of adverse changes in loan risk profiles
Partner with Relationship Managers to monitor, maintain, and potentially grow loan portfolios
Process renewal and modification transactions and participate in restructuring existing terms
Gather client financial information for underwriting, portfolio servicing, annual reviews, and covenant testing
Document risk-rating changes and Watch List Action Plans, and support transfers of underperforming credits to Asset Recovery
Support Relationship Managers in sales efforts, client and prospect calls, market research, and other client-oriented projects
Develop working knowledge of client relationships and prospect opportunities
Participate in reviews by bank examiners, auditors, and loan review staff
Participate in industry associations, seminars, and activities
Conduct ad hoc projects as directed by the Real Estate Risk Manager, Director of Real Estate Risk, or designee

Requirements

What you’ll need

10 years of commercial real estate underwriting and/or portfolio management experience, preferably with OCC regulated institutions
Construction underwriting experience a plus
C&I experience with owner-occupied real estate a plus
Computer literate; fluency in Microsoft Office programs, particularly Excel analysis required
Strong verbal, written, and interpersonal skills
Effective report writing and written communication skills
Detailed-oriented and organized
Ability to solve problems, make decisions, manage multiple underwriting deals, prioritize tasks, and meet deadlines
Ability to identify loan risks, problems, or questions during underwriting
Ability to make decisions quickly and confidently based on analysis
Ability to work independently with minimal supervision
Clear verbal communication with internal and external clients and third-party participants
Ability to establish and maintain effective internal and external work relationships
Bachelor's Degree in Accounting, Finance or Economics

Benefits

Comp & perks

Hybrid workplace policy
Equal Opportunity Employer
Reasonable accommodations for the interview process in accordance with applicable law