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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in foreign exchange operations, wire transfer processing, and ACH transactions while ensuring compliance with relevant regulations. Proficient in managing large-dollar transactions and resolving complex client issues in a fast-paced financial services environment.
Highest-signal resume keywords
Foreign Exchange OperationsWire Transfer ProcessingACH Transaction ManagementRegulatory ComplianceAnalytical Problem-Solving
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Wire Callback VerificationACH ProcessingTransaction ReconciliationLarge-Dollar Transaction BalancingForeign Currency Payment ProcessingSWIFT ServicesOperational ControlsRisk Management PracticesEFT ReportingDigital Banking Support
Soft Skills
Analytical SkillsProblem-Solving SkillsVerbal CommunicationWritten CommunicationJudgment and Decision-Making
Tools & Technologies
Microsoft WordMicrosoft ExcelOnline Banking SystemsDigital Banking PlatformsTicketing Systems
Industry Keywords
Financial Services IndustryForeign Exchange TransactionsACHWire Transfer RequirementsRegulation ESanctions Screening
Tech Stack
Tools & technologiesSwift
About the role
Key responsibilities & impact- Perform wire callback verification
- Work wire production and internal ticketing queues to disposition exception transfers promptly
- Work ACH internal ticketing queues and process ACH bank/client files
- Work the ACH Non-Post application and create/edit ACH originator profiles
- Perform start-of-day and end-of-day balancing with the Federal Reserve, Core, and foreign exchange correspondent
- Process and support foreign exchange wire transactions and related foreign currency payment activities
- Support FX Wire Room and SWIFT service activities, including transaction processing, research, exception handling, and reconciliation
- Write, process, reconcile, and balance large-dollar transactions in foreign and domestic currencies
- Research and resolve complex client and operational foreign exchange issues
- Participate in testing and implementation of foreign exchange products, payment applications, system upgrades, and enhancements
- Assist with weekly/monthly department reports
- Work online banking and bill pay enrollment queues and Digital Banking, ATM, MRDC, CityTel, and EFT ticketing queues
- Ensure compliance with Regulation E, Visa, network rules, and bank policies for cardholder disputes
- Conduct disputes, complete EFT and Online Banking reports, and reconcile closed disputes and related general ledger entries
- Review new business debit card profiles and documentation
- Review disputes, minimize losses, and present claims over $1,000 or employee claims to Enterprise Risk Management
- Review compromised card notifications and follow established procedures
- Report system issues to vendors and escalate potential client-impact issues to management
- Test and implement new products, system upgrades, and enhancements
- Troubleshoot online banking, debit card, bill pay, MRDC, CityTel, and ATM issues
- Research complex client/system issues and escalate as needed
- Troubleshoot debit card denials involving card rules and exempt card rules for authenticated transactions
- Identify efficiencies and recommend procedural enhancements
- Cross-train across Digital Payments and Digital Banking operating units
Requirements
What you’ll need- 2-4 years of experience in Online Banking/Electronic Banking, ACH, or related experience in the Financial Service Industry
- Knowledge of foreign exchange operations, FX wire processing, SWIFT services, and foreign currency transaction workflows
- Ability to process, reconcile, and accurately balance large-dollar transactions in foreign and domestic currencies
- Knowledge of wire transfer requirements, sanctions screening requirements, operational controls, and risk management practices applicable to foreign currency payments
- Good analytical and problem-solving skills
- Excellent verbal and written communication skills, including diplomacy and tact
- Proficient in Microsoft Word and Excel
- Ability to sustain a high level of confidentiality
- Ability to exercise judgment when resolving issues or determining appropriate escalation paths in accordance with established procedures
- Ability to follow oral and written instructions
- Ability to multi-task and manage multiple assignments simultaneously in a high-volume, fast-paced, deadline-oriented environment
- High School Diploma or GED equivalent required
- An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree
Benefits
Comp & perks- Equal Opportunity Employer
- Reasonable accommodations for interview participation in accordance with applicable law
- Hybrid workplace policy