Finance Relationship, Profitability Officer

City National Bank of Florida

. Serve as the primary liaison between Finance/Treasury and Lines of Business for loan and deposit pipeline management, pricing discipline, relationship profitability, balance sheet forecasting, and pricing execution .

Posted 10/22/2026full-timeCoral Gables • Florida • United StatesJuniorMid-LevelWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial analysis, pricing strategies, and relationship economics within commercial banking. Proficient in utilizing advanced analytical tools and methodologies to enhance profitability and streamline reporting processes.

Highest-signal resume keywords

Financial AnalysisCommercial Banking ProductsPricing StrategiesAdvanced Microsoft ExcelQlik

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisPricing DisciplineProfitability ReportingBalance Sheet ForecastingLoan OperationsPortfolio ManagementData AnalyticsPythonRAROCLiquidity Cost

Soft Skills

Analytical JudgmentAttention to DetailCommunicationOrganizationCollaboration

Tools & Technologies

Microsoft ExcelPowerPointQlikPower BICRM

Industry Keywords

Relationship EconomicsReturn ThresholdsCapital AllocationExpected LossDeposit Pricing

Tech Stack

Tools & technologies

Python

About the role

Key responsibilities & impact

Serve as the primary liaison between Finance/Treasury and Lines of Business for loan and deposit pipeline management, pricing discipline, relationship profitability, balance sheet forecasting, and pricing execution
Review loan pipelines and validate amounts, probabilities, expected closing dates, and funding timing
Challenge pipeline assumptions and identify changes affecting liquidity, funding, production expectations, and balance sheet plans
Review pricing opportunities and evaluate transaction and full-relationship economics
Verify compliance with return thresholds and profitability objectives; develop profitability-improving alternatives
Monitor loan payoffs, deposit pipelines, deposit pricing exceptions, deposit attrition, and relationship retention strategies
Perform initial Finance reviews of pricing exceptions and escalate items outside established expectations or approval authority
Advise and train bankers on pricing tools, profitability methodologies, relationship economics, and return expectations
Track pricing trends, exceptions, RAROC, spreads, deposit capture, and relationship penetration
Produce regular reporting for Finance, Treasury, and ALCO
Compare approved pricing requests with final loan documentation and system setup before booking
Validate loan pricing terms and resolve discrepancies before closing
Coordinate among Finance, Loan Operations, Credit, and Lines of Business
Support the design, testing, implementation, and validation of automated pipeline and payoff reporting in Qlik
Establish data definitions, ownership, update expectations, reconciliation controls, and issue-resolution processes
Track progress toward retiring manual pipeline and payoff reports

Requirements

What you’ll need

2+ years experience in financial analysis, commercial banking, pricing, profitability reporting, FP&A, Treasury, management reporting, loan operations, portfolio management, or a related analytical role
Understanding of commercial banking products, relationship economics, financial statements, balance sheet concepts, FTP, RAROC, expected loss, liquidity cost, capital allocation, and return thresholds
Advanced proficiency in Microsoft Excel and PowerPoint
Exposure to Qlik, Power BI, CRM, pricing, profitability, pipeline, or workflow tools preferred
Python knowledge desired
Strong analytical judgment, attention to detail, communication, organization, collaboration, documentation, and ability to challenge constructively
Bachelor's degree in Finance, Accounting, Economics, Business Administration, Data Analytics, or a related field
An equivalent combination of education and relevant professional experience may be considered
Applicants requiring interview accommodations should contact the employer in advance

Benefits

Comp & perks

Equal Opportunity Employer
Reasonable accommodations for applicants participating in the interview process
Hybrid workplace arrangement