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Mortgage Banker
City National Bank of Florida. Produce mortgage loans throughout the assigned market .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in mortgage sales, customer experience management, and compliance with regulatory guidelines. Proficient in developing strategic sales plans and recommending loan solutions tailored to client needs.
Highest-signal resume keywords
Mortgage Sales ExperienceCustomer Experience ManagementStrategic Sales PlanningKnowledge of Residential Mortgage InstrumentsCompliance with S.A.F.E. Act
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Loan Solutions DevelopmentFinancial Information AnalysisDocumentation Review for ComplianceSales Goal AchievementReferral Generation
Soft Skills
Effective CommunicationCustomer Relationship Management
Certifications & Qualifications
S.A.F.E. Act Compliance
Industry Keywords
Mortgage LoansBanking Products and ServicesRegulatory GuidelinesFair Lending RequirementsReal Estate Partnerships
About the role
Key responsibilities & impact- Produce mortgage loans throughout the assigned market
- Advise potential and existing mortgage customers
- Maximize production through referrals from builders, real estate agents, contractors, affinity partners, and past clients
- Maintain an exceptional customer experience
- Meet and exceed individual and/or team sales goals, including deposit and loan goals
- Increase conforming loan applications through marketing and referrals
- Introduce self-sourced customers to other lines of business within the bank
- Develop business through real estate agents, homebuilders, relocation services, and cold calling
- Recommend loan solutions according to lending guidelines and client requirements
- Collect and analyze financial information for multifaceted and/or complex borrowers
- Develop and prepare loan solutions and refer products and services
- Review documentation for compliance and manage the customer pipeline
- Ensure compliance with bank policies, regulatory guidelines, and Fair Lending requirements
- Ensure required compliance training is completed on time by direct reports
- Follow S.A.F.E. Act procedures and notify Human Resources of changes in current status
Requirements
What you’ll need- 2-4 years mortgage sales experience required
- Effective communication concepts, tools and techniques
- Strategic sales planning knowledge and ability to develop sales plans
- Knowledge of residential mortgage instruments and their application
- Knowledge of and ability to sell organizational products and services
- Knowledge of banking products and services and ability to identify prospecting approaches
- Customer experience management knowledge and skills
- High School Diploma or GED Equivalent required
- Bachelor's Degree in Business, Finance or a related field preferred, but not required
- An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree
- Must meet the requirements of the S.A.F.E. Act
- Must comply with applicable state and Federal laws, regulations, and bank policies and procedures
Benefits
Comp & perks- Equal Opportunity Employer
- Reasonable accommodations for the interview process in accordance with applicable law