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Mortgage Banker
City National Bank of Florida. Produce mortgage loans throughout the assigned market .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in mortgage sales, compliance with state and federal regulations, and the ability to develop strategic sales plans. Proven track record in maximizing customer experience and achieving sales goals through effective communication and relationship-building.
Highest-signal resume keywords
Mortgage Sales ExperienceKnowledge Of Residential Mortgage InstrumentsCompliance With SAFE Act RequirementsEffective Communication SkillsAbility To Develop Strategic Sales Plans
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Mortgage Application ProcessingLoan Solutions DevelopmentFinancial Information AnalysisSales Principles And TechniquesCustomer Pipeline Management
Soft Skills
Customer Experience ManagementInterpersonal CommunicationProblem-Solving
Industry Keywords
Banking Products And ServicesRegulatory GuidelinesFair Lending RequirementsProspecting ApproachesReal Estate Partnerships
About the role
Key responsibilities & impact- Produce mortgage loans throughout the assigned market
- Source mortgage business independently
- Advise potential and existing mortgage customers
- Maximize production through referrals from builders, real estate agents, contractors, affinity partners, and past clients
- Maintain an exceptional customer experience
- Ensure mortgage applications comply with applicable state and federal laws, regulations, and bank policies
- Meet or exceed individual and/or team sales goals for deposits, loans, and other products as applicable
- Increase conforming loan applications through marketing and referrals
- Introduce self-sourced customers to other bank business lines
- Develop business through real estate agents, homebuilders, relocation services, and cold calling
- Recommend loan solutions according to lending guidelines and client requirements
- Collect and analyze financial information for multifaceted and complex borrowers
- Develop and prepare loan solutions and refer products and services
- Review documentation for compliance and manage the customer pipeline
- Ensure compliance with bank policies, regulatory guidelines, and Fair Lending requirements
- Ensure required compliance training is completed on time by direct reports
- Follow S.A.F.E. Act procedures, including notifying Human Resources of changes in current status
Requirements
What you’ll need- 2-4 years mortgage sales experience required
- Effective communication skills and ability to accurately interpret ideas, information, and needs
- Knowledge of sales principles, processes, techniques, and tools
- Ability to develop strategic, future-oriented sales plans
- Knowledge of residential mortgage instruments and their application
- Ability to sell banking products and services
- Knowledge of banking products and services to meet customer needs and financial goals
- Ability to identify prospecting approaches and create opportunities to sell financial solutions
- Ability to manage the customer experience
- High School Diploma or GED Equivalent required
- SAFE Act requirements and compliance with applicable procedures
- Bachelor's Degree in Business, Finance, or a related field preferred but not required
- Equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree
Benefits
Comp & perks- Equal Opportunity Employer
- Reasonable accommodations for applicants participating in the interview process
- Interactive accommodation process in accordance with applicable law