Mortgage Underwriter

CMLS Financial

. Review and analyze residential mortgage applications and supporting documentation, including credit, income, assets, and appraisals .

Posted 9/22/2026full-timeRemote • CanadaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in residential mortgage underwriting, including the ability to analyze applications, ensure compliance, and manage high-volume pipelines. Bilingual in French and English, with strong credit judgment and risk mitigation skills.

Highest-signal resume keywords

Residential Mortgage UnderwritingCredit JudgmentRisk MitigationPipeline ManagementBilingual in French and English

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Application AnalysisCompliance AssuranceDocumentation ReviewAdjudicationEfficiency Improvement

Soft Skills

CoachingCollaborationProblem Solving

Industry Keywords

Residential MortgageA LendingB LendingCommercial LendingCredit UnionMonoline Lender

About the role

Key responsibilities & impact

Review and analyze residential mortgage applications and supporting documentation, including credit, income, assets, and appraisals
Adjudicate applications within established lending authority limits
Identify and mitigate risks while ensuring compliance with regulatory and internal policies
Manage files from start to finish in a high-volume, performance-driven environment
Ensure applications are completed promptly and transactions close according to schedule
Act as a proactive partner to mortgage brokers and propose solutions
Quickly identify missing information and resolve complex situations
Maintain organized, complete, and compliant loan files
Identify efficiency improvements and support team members
Contribute to the continuous improvement of the mortgage customer journey

Requirements

What you’ll need

3 to 5 years of experience in residential mortgage underwriting
Bilingual in French and English
Experience as an underwriter at a credit union, monoline lender, or similar institutional environment is an asset
Experience in A lending; experience in B lending or commercial lending is an asset
Ability to analyze residential mortgage applications and supporting documentation
Strong credit judgment
Ability to identify and mitigate risks
Ability to ensure compliance with regulatory and internal policies
Ability to effectively manage a pipeline in a high-volume environment
Ability to coach others and collaborate with various departments
Satisfactory background, criminal record, and reference checks

Benefits

Comp & perks

Extended health insurance
Dental care
Vision care
100% prescription drug coverage
Health and wellness account with a combined annual flexible fund of $1,500
4 weeks of vacation
8 floating personal days
Group RRSP/DPSP plan with competitive employer matching contributions
Telemedicine services through Dialogue
Coverage for services provided by licensed practitioners
Supplemental maternity and parental leave benefits