Fraud Risk Analyst II

Coastal

. Support the BaaS program by providing oversight of FinTech partners, with emphasis on fraud analysis reviews .

Posted 10/14/2026full-timeRemote • United StatesMid-LevelSenior💰 $73,490 - $85,740 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in fraud analysis and risk management within the FinTech sector, with a strong understanding of regulatory compliance and GRC platforms. Capable of effectively communicating insights and recommendations to management while maintaining accurate records and supporting automation initiatives.

Highest-signal resume keywords

Fraud AnalysisGRC Platform KnowledgeRegulatory ComplianceData AnalysisFinTech Industry Expertise

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Fraud ReviewRisk ManagementData AnalysisProcess ImprovementRegulatory KnowledgeTechnical BackgroundFraud MonitoringDocumentationAutomation SupportPolicy Review

Soft Skills

Communication SkillsTeam CollaborationProblem SolvingAttention to DetailTime Management

Tools & Technologies

GRC SystemFraud Procedural ManualsJob AidesAutomation Tools

Industry Keywords

BaaSBSAUSA PATRIOT ActOFACRegulation ETruth in Savings ActUDAAPTruth in LendingEqual Credit Opportunity ActBank Fraud

About the role

Key responsibilities & impact

Support the BaaS program by providing oversight of FinTech partners, with emphasis on fraud analysis reviews
Facilitate and communicate requests for information from FinTech partners and internal departments
Track and follow up on incoming fraud reports, fraud events, and related communications
Track fraud reviews and general status, and provide updates to management
Perform daily monitoring reviews and escalate concerns to the Lead or Manager
Review Partner Policies and Procedures to identify customer-lifecycle gaps
Complete low- and medium-level fraud reviews for internally and externally identified events involving BaaS Partners
Prepare and present fraud summaries, analysis, and recommendations to management
Monitor emerging fraud trends
Provide guidance and best practices to BaaS partners
Maintain fraud procedural manuals, job aides, and tools
Support AI and automation initiatives through requirements documentation, research, implementation assistance, and output monitoring
Maintain accurate, complete, and audit-ready records in the GRC system
Maintain knowledge of BSA, USA PATRIOT Act, OFAC, Regulation E, Truth in Savings Act, UDAAP, Truth in Lending, and Equal Credit Opportunity Act requirements
Follow regulatory and compliance requirements
Make recommendations to the BaaS Fraud Risk Manager
Perform other duties as assigned

Requirements

What you’ll need

Knowledge and understanding of FinTech with a strong fraud analysis and technical background
Knowledge and understanding of GRC platform(s)
Ability to work in a team environment
Ability to resolve problems with minimal guidance and make general decisions for daily processing
Ability to interface effectively with other departments and operate in a fast-paced environment with minimum supervision
Ability to analyze data and trends to identify process improvements and operational efficiencies
Excellent written and verbal communication skills
Ability to manage multiple tasks/projects and deadlines simultaneously
Attention to detail and accuracy
Ability to effectively present information and respond to questions from management, affected departments, and BaaS Partners
Bachelor’s Degree or equivalent related experience
2-4 years of bank fraud and risk experience preferred
Must be available to work standard Pacific Time business hours (8 AM–6 PM PT with flexibility) regardless of location
Ability to work without employment sponsorship

Benefits

Comp & perks

Three competitive medical plans
Health Savings Account (HSA) with tax advantages and employer contributions
Flexible Spending Accounts (FSA) for healthcare and dependent care expenses
Dental and vision insurance
Company-paid basic life insurance and optional additional coverage
Long-term and short-term disability coverage
Hospital Indemnity, Accident Insurance, and Critical Illness coverage
401(k) retirement plan with company matching
Paid vacation and sick leave
11 paid holidays annually
Flexible personal development and continuous improvement opportunities