Senior Software Engineer, Backend – Consumer Risk

Coinbase

. Design and deliver complex risk platform features from architecture through implementation, deployment, and monitoring .

Posted 11/3/2026full-timeRemote • United StatesSenior💰 $186,065 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in backend software engineering with a focus on designing and delivering complex risk platform features, including fraud detection systems and real-time decisioning engines. Proficient in translating business requirements into scalable architectures while ensuring compliance and operational reliability.

Highest-signal resume keywords

Backend Software EngineeringGo, Ruby, Python, Java ProficiencyDistributed Systems DesignIncident Response LeadershipMentoring Engineers

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Complex Systems DeliveryMicroservices ArchitectureEvent-Driven ArchitectureREST APIsGraphQL APIsTechnical Design DocumentationCode ReviewOperational ImprovementsRisk Controls DevelopmentAI-Native Systems Development

Soft Skills

CollaborationProblem-SolvingCommunication

Industry Keywords

Fraud DetectionRisk MitigationComplianceData ScienceMachine Learning

Tech Stack

Tools & technologies

Distributed SystemsGraphQLJavaMicroservicesPythonRubyGo

About the role

Key responsibilities & impact

Design and deliver complex risk platform features from architecture through implementation, deployment, and monitoring
Drive architectural decisions for fraud detection and risk mitigation systems
Translate ambiguous business requirements into scalable architectures balancing fraud prevention and user experience
Partner with Data Science, ML, Risk Analysts, Product, and Compliance teams
Build real-time decisioning engines and model-driven fraud detection systems
Develop incident response tooling and compliance-driven risk controls
Build AI-native risk systems using agent fleets to automate detection and response workflows
Mentor engineers and conduct rigorous code reviews
Write technical design documents and champion engineering best practices
Address technical debt, triage bugs, lead incident response and post-mortems, and ensure platform reliability

Requirements

What you’ll need

5+ years of backend software engineering experience
Track record delivering complex, high-impact systems in production environments
Deep proficiency in Go, Ruby, Python, or Java
Experience designing distributed systems, including microservices, event-driven architectures, and REST/GraphQL APIs
Ability to translate ambiguous requirements into technical plans and working architectures
Track record leading end-to-end projects, including scoping, design, implementation, monitoring, and mentoring engineers
Experience leading incident response, conducting post-mortems, and driving operational improvements in high-availability systems
Responsible use of generative AI with human oversight
Must be located in the USA; posting metadata also lists Remote - Canada

Benefits

Comp & perks

Equity eligibility
Bonus eligibility
Medical insurance
Dental insurance
Vision insurance
401(k)
Quarterly in-person working sessions (“surges”)
Reasonable accommodation support